Guadalupe County property record for 403 River Rd, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1970 |
| Lot Size | 0.286 acres (12,436 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $206,000 (May 2020) |
| Tax Bill | $4,571 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1G2610000200200000 |
| Primary APN | 1G2610000200200000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,741 sqft |
| 1st Floor Area | 1,120 sqft |
| Utility Area | 120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,436 sqft (0.286 acres) |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 15 sqft |
| Patio Area | 226 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 403 RIVER RD |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-2430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 2 BLK: 2 ADDN: RIO VISTA |
| Legal Subdivision | RIO VISTA |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 210705 |
Source: Guadalupe County assessment roll, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 336 MAIN ST, BERTRAM, TX 78605-4414 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2020 | Warranty Deed, Transfer ELITE FINANCING |
| Apr 11, 2017 | Warranty Deed, Transfer CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2020 · Amount on Record |
| Deed Sale | May 19, 2020 · Amount on Record |
| Prior Sale | Apr 11, 2017 · Amount on Record |
| Deed Document Number | 202099012060 |
| Prior Transfer Date | May 15, 2020 |
| Prior Transfer Doc | 0099012060 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | May 19, 2020 |
| Property Address | 403 RIVER RD, SCHERTZ, TX 78154-2430 |
| Document Number | 0000012060 |
| Instrument Date | May 15, 2020 |
| Instrument | 12060 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | SUCCESSION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 403 RIVER RD SCHERTZ TX 781542430, SCHERTZ, TX 78154-2430 |
| Document Number | 12061 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 12061 |
| Name | ELITE FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AUSTIN, TX 78731 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Apr 11, 2017 |
| Property Address | 403 RIVER RD, SCHERTZ, TX 78154-2430 |
| Document Number | 0000007992 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 7992 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 RIVER RD SCHERTZ TX 781542430, SCHERTZ, TX 78154-2430 |
| Document Number | 7993 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 7993 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 10, 2032 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,189 (-52.06%) Land $61,839 Building $52,350 | $114,189 (-52.06%) Land $61,839 Building $52,350 | |
| 2025 | $4,571.00 (-1.19%) | $238,187 (+2.94%) Land $37,612 Building $200,575 | $238,187 (+2.94%) Land $37,612 Building $200,575 |
| 2024 | $4,626.00 (+2.57%) | ||
| 2023 | $4,510.00 (+25.98%) Homeowner's exemption | $231,378 Land $48,692 Building $182,686 | $231,378 Land $48,692 Building $182,686 |
| 2022 | $3,580.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 25 (1991–2015) |
| Claims Outside the SFHA | 11 of 25 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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