314 River Rd, Schertz, TX 78154 Property Records

Guadalupe County property record for 314 River Rd, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	1,503 sqft · built 1968
Lot Size	0.38 acres (16,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,300 (Sep 2021)
Tax Bill	$498 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1G2610000401200000`

Property Details

APN / Parcel Number

Primary APN	`1G2610000401200000`
Alternative APNs	`000000038217` `000000262685` `38217`

Interior

Stories	1 Story
Building Area	1,503 sqft Living Area
Gross Area	1,791 sqft
1st Floor Area	1,503 sqft
Utility Area	168 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Asbestos
Roof Type	Gable
Lot Area	16,570 sqft (0.38 acres)
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Glass Porch
Porch Area	451 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	314 RIVER RD
City	SCHERTZ
State	TX
Zip	78154-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 12 BLK: 4 ADDN: RIO VISTA
Legal Subdivision	RIO VISTA
Legal Block	4
Legal Lot Number	12
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2000
Census Tract	210705

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 RIVER RD, SCHERTZ, TX 78154-2429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Sep 27, 2021 · Amount on Record
Deed Document Number	202199033469
Prior Transfer Date	Sep 23, 2021
Prior Transfer Doc	0099033469
Record Updated	Sep 20, 2026

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Sep 27, 2021
Property Address	314 RIVER RD, SCHERTZ, TX 78154-2429
Document Number	0099033469
Instrument Date	Sep 23, 2021
Instrument	202199033469
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 EVERDAY WAY #30033003, 16, CIBOLO, TX 78108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 RIVER RD, SCHERTZ, TX 78154-2429

Mortgage

Document Number	0099033470
Date	Sep 27, 2021
Instrument	202199033470

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,573 (-20.05%) Land $73,020 Building $82,553	$155,573 (-20.05%) Land $73,020 Building $82,553
2025	$498.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$194,592 (-25.31%) Land $46,472 Building $148,120	$194,592 (-25.31%) Land $46,472 Building $148,120
2024	$498.00
2023	$498.00 (-47.58%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$260,521 Land $58,369 Building $202,152	$260,521 Land $58,369 Building $202,152
2022	$950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	25 (1991–2015)
Claims Outside the SFHA	11 of 25
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Flooding 10/18/98, Oct 1998 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20