403 Ridgeway Ave, Columbia, MO 65203 Property Records

Boone County property record for 403 Ridgeway Ave, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1930
Lot Size	0.368 acres (16,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,800 (Aug 2021)
Tax Bill	$1,073 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-318-00-06-024-00`

Property Details

APN / Parcel Number

Primary APN	`16-318-00-06-024-00`
Alternative APN	`16-318-00-06-024.00 01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Wood
Lot Area	16,049 sqft (0.368 acres)
Lot Dimensions	158 ft deep x 101 ft wide
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	305 sqft
Balcony Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	403 RIDGEWAY AVE
City	COLUMBIA
State	MO
Zip	65203-2681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SMITHTON LOTS 34 & 35
Legal Range	13W
Legal Township	48N
Legal Section	11
Legal Subdivision	SMITHTON
Legal Block	S02
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	3
Census Block	3004
Census Tract	700

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 RIDGEWAY AVE, COLUMBIA, MO 65203-2681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Quit Claim Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Deed Document Number	202122917
Deed Book / Page	5480 / 157
Prior Transfer Date	May 14, 2021
Prior Transfer Doc	0000022917
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOONE MO
Recording Date	Aug 5, 2021
Property Address	403 RIDGEWAY AVE, COLUMBIA, MO 65203-2681
Document Number	0000022917
Book / Page	5480 / 157
Instrument Date	May 14, 2021
Instrument	2021022917
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	403 RIDGEWAY AVE, COLUMBIA, MO 65203-2681

Mortgage

Document Number	0000022918
Date	Aug 5, 2021
Instrument	2021022918

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	403 RIDGEWAY AVE, COLUMBIA, MO 65203-2681
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021825
Date	Nov 16, 2018
Book Page	4964/0023
Instrument	2018021825

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOONE MO
Recording Date	Oct 15, 2020
Property Address	403 RIDGEWAY AVE, COLUMBIA, MO 65203-2681
Document Number	0000025606
Book / Page	005286 / 000101
Instrument Date	Oct 15, 2020
Instrument	25606
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 RIDGEWAY AVE COLUMBIA MO 652032681, COLUMBIA, MO 65203-2681

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,397 (-) Land $2,128 Building $14,269
2025	$1,073.00 (+12%)	$16,397 (+14.46%) Land $2,128 Building $14,269	$86,300 (+14.46%) Land $11,200 Building $75,100
2023	$958.00 (+12.18%)	$14,326 Land $2,128 Building $12,198	$75,400 Land $11,200 Building $64,200
2022	$854.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Ridgeway Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures