400 Ridgeway Ave, Columbia, MO 65203 Property Records

Boone County property record for 400 Ridgeway Ave, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1940
Lot Size	0.184 acres (8,034 sqft)
Owner	Individual Name on Record
Last Sale	$108,300 (Jan 2021)
Tax Bill	$814 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-318-00-06-059-00`

Property Details

APN / Parcel Number

Primary APN	`16-318-00-06-059-00`
Alternative APN	`16-318-00-06-059.00 01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Wood
Lot Area	8,034 sqft (0.184 acres)
Lot Dimensions	158 ft deep x 50.6 ft wide
Porch	Slab
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	400 RIDGEWAY AVE
City	COLUMBIA
State	MO
Zip	65203-2680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SMITHTON ADD LOT 59
Legal Range	13W
Legal Township	48N
Legal Section	11
Legal Subdivision	SMITHTON ADD
Legal Lot Number	59
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	3
Census Block	3003
Census Tract	700

Owner

Source: Boone County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 RIDGEWAY AVE, COLUMBIA, MO 65203-2680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Jan 29, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE LLC
Feb 8, 2019	Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY
Nov 29, 2017	Warranty Deed, Transfer MISSOURI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	Nov 29, 2017 · Amount on Record
Deed Document Number	20212911
Deed Book / Page	5356 / 168
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Recording Date	Sep 30, 2026
Property Address	400 RIDGEWAY AVE, COLUMBIA, MO 65203-2680
Document Number	0000018144
Book / Page	6211 / 19
Instrument Date	Sep 25, 2026
Instrument	202618144
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 RIDGEWAY AVE, COLUMBIA, MO 65203-2680

Mortgage

Document Number	0000018144,
Date	Sep 30, 2026
Book Page	6211/19
Instrument	202618144

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jan 29, 2021
Property Address	400 RIDGEWAY AVE, COLUMBIA, MO 65203-2680
Document Number	2021002911
Book / Page	5356 / 168
Instrument Date	Jan 29, 2021
Instrument	2021002911
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 RIDGEWAY AVE, COLUMBIA, MO 65203-2680

Mortgage

Document Number	2021002912
Date	Jan 29, 2021
Instrument	2021002912

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	400 RIDGEWAY AVE, COLUMBIA, MO 65203-2680
Document Number	0000002233
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 RIDGEWAY AVE COLUMBIA MO 652032680, COLUMBIA, MO 65203-2680

Mortgage

Document Number	0000002233
Date	Feb 14, 2019
Book Page	004989/000064
Instrument	2233

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PO BOX 6015, COLUMBIA, MO 65205-6015

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Feb 13, 2022

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Nov 29, 2017
Property Address	400 RIDGEWAY AVE, COLUMBIA, MO 65203-2680
Document Number	0000024092
Book / Page	004831 / 000097
Instrument Date	Nov 24, 2017
Instrument	24092
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 RIDGEWAY AVE COLUMBIA MO 652032680, COLUMBIA, MO 65203-2680

Mortgage

Document Number	24093
Date	Nov 29, 2017
Book Page	004831/000098
Instrument	24093

Lender

Name	MISSOURI CU
Type	Credit Union
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 28, 2037

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,445 (-) Land $1,710 Building $10,735
2025	$814.00 (+16.12%)	$12,445 (+18.66%) Land $1,710 Building $10,735	$65,500 (+18.66%) Land $9,000 Building $56,500
2023	$701.00 (+11.98%)	$10,488 Land $1,710 Building $8,778	$55,200 Land $9,000 Building $46,200
2022	$626.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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