Monroe County property record for 403 Ridge Cir, Cresco, PA 18326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,512 sqft · built 2006 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Apr 2019) |
| Tax Bill | $1,200 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01.16.2.14 |
| Primary APN | 01.16.2.14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 528 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Lot Area | 56,192 sqft (1.29 acres) |
| Garage Area | 292 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 01638702595428 |
|---|---|
| Street Address | 403 RIDGE CIR |
| City | CRESCO |
| State | PA |
| Zip | 18326-7016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 7 SEC 1 |
| Legal Subdivision | THE OAK RIDGE HILL SEC 1 |
| Legal Block | 59 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE PA |
| Township / Civil Division | BARRETT |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 300201 |
Source: Monroe County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 RIDGE CIR, CRESCO, PA 18326-7016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Apr 26, 2019 | Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2019 · Amount on Record |
| Deed Sale | Apr 26, 2019 · Amount on Record |
| Prior Sale | Apr 4, 2005 · Amount on Record |
| Deed Document Number | 20199783 |
| Deed Book / Page | 2527 / 8914 |
| Prior Transfer Date | Sep 12, 2014 |
| Prior Transfer Doc | 0000023427 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | May 1, 2026 |
| Property Address | 403 RIDGE CIR, CRESCO, PA 18326-7016 |
| Document Number | 0000010147 |
| Book / Page | 2690 / 1764 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 202610147 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 113 BAY ST, BRONX, NY 10464-1362 |
| Document Number | 0000010147, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 2690/1764 |
| Instrument | 202610147 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Property Address | 403 RIDGE CIR, CRESCO, PA 18326-7016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000003717 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 2568/3350 |
| Instrument | 202103717 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Apr 26, 2019 |
| Property Address | 403 RIDGE CIR, CRESCO, PA 18326-7016 |
| Document Number | 0000009783 |
| Book / Page | 2527 / 8914 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 201909783 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 403 RIDGE CIR, CRESCO, PA 18326-7016 |
| Document Number | 0000009784 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 201909784 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Monroe County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Monroe County |
| County Subdivision | Barrett Township |
| Unified School District | Pocono Mountain School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,200.00 | $148,760 (-) Land $20,870 Building $127,890 | |
| 2025 | $1,200.00 (+22.82%) | $148,760 (-) Land $20,870 Building $127,890 | |
| 2024 | $977.00 (+12.95%) | $148,760 (-) Land $20,870 Building $127,890 | |
| 2023 | $865.00 | $148,760 Land $20,870 Building $127,890 | |
| 2019 | $148,760 Land $20,870 Building $127,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Apr 2005 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable · Fiber in parts of the area | 2,000 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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