400 Ridge Cir, Cresco, PA 18326 Property Records

Monroe County property record for 400 Ridge Cir, Cresco, PA 18326

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,634 sqft · built 1985
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Sep 2026)
Tax Bill$1,023 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN01.16.2.3

Property Details

APN / Parcel Number

Primary APN01.16.2.3
Alternative APN
  • 01638702592393

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,634 sqft Living Area
1st Floor Area1,634 sqft
FlooringVinyl/Resilient
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area56,628 sqft (1.3 acres)
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number01638702592393
Street Address400 RIDGE CIR
CityCRESCO
StatePA
Zip18326-7894
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 3 SEC 1
Legal SubdivisionTHE OAK RIDGE HILL SEC 1
Legal Block59
Legal Lot Number3
JurisdictionMONROE PA
Township / Civil DivisionBARRETT
Census Block Group2
Census Block2001
Census Tract300201

Owner

Source: Monroe County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address400 RIDGE CIR, CRESCO, PA 18326-7894
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE COMPANY
Aug 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2026 · Amount on Record
Deed SaleSep 1, 2026 · Amount on Record
Prior SaleOct 20, 1998 · Amount on Record
Deed Document Number202622226
Deed Book / Page2698 / 5175
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONROE PA
Recording DateSep 1, 2026
Property Address400 RIDGE CIR, CRESCO, PA 18326-7894
Document Number0000022226
Book / Page2698 / 5175
Instrument DateAug 17, 2026
Instrument202622226
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyKEYSTONE PREMIER SETTLEMENT SE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$303,000.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 RIDGE CIR, CRESCO, PA 18326-7894

Mortgage

Document Number0000022227,
DateSep 1, 2026
Instrument202622227
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE PA
Property Address400 RIDGE CIR, CRESCO, PA 18326-7894
Transaction TypeMortgage
Record UpdatedJun 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017187
DateAug 10, 2020
Book Page2553/5915
Instrument202017187
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyMonroe County
County SubdivisionBarrett Township
Unified School DistrictPocono Mountain School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,023.00 (+22.81%)$126,840 (-) Land $20,900 Building $105,940
2025$126,840 (-) Land $20,900 Building $105,940
2024$833.00 (+12.87%) Homeowner's exemption$126,840 (-) Land $20,900 Building $105,940
2023$738.00 Homeowner's exemption$126,840 Land $20,900 Building $105,940
2019$126,840 Land $20,900 Building $105,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2005)
Most Recent ClaimApr 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Cable Technologies
Cable · Fiber in parts of the area
2,000 / 40
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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