Nelson County property record for 403 Perry Ln, Lovingston, VA 22949
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,680 sqft · built 2018 |
| Lot Size | 41.6 acres (1,814,274 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Jul 2021) |
| Tax Bill | $2,993 (2026) |
| Deeds & Mortgages | Mar 2019 Refinance Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44 1 4A |
| Primary APN | 44 1 4A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Finished Area |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,814,274 sqft (41.6 acres) |
| Porch | Slab |
| Porch Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 17095 |
|---|---|
| Street Address | 403 PERRY LN |
| City | LOVINGSTON |
| State | VA |
| Zip | 22949-2654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EVANS-DAVIS CREEK |
| Jurisdiction | NELSON VA |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 950300 |
403 Perry Ln is owned and occupied by an individual who bought it in July 2021.
Source: Nelson County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 PERRY LN, LOVINGSTON, VA 22949-2654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING AND TRUST CO |
| Jul 9, 2021 | Deed, Transfer · Stand-Alone First Mortgage ATLANTIC UNION BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on File |
| Deed Sale | Jul 9, 2021 · Amount on File |
| Deed Document Number | 20212545 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON VA |
| Property Address | 403 PERRY LN, LOVINGSTON, VA 22949-2654 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0190000466 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 190000466 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON VA |
| Recording Date | Jul 9, 2021 |
| Property Address | 403 PERRY LN, LOVINGSTON, VA 22949-2654 |
| Document Number | 0202102545 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 202102545 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 403 PERRY LN, LOVINGSTON, VA 22949-2654 |
| Document Number | 0202102546 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 202102546 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 403 Perry Ln was $2,993.
Source: Nelson County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,993.00 | $534,600 (+17.86%) Land $192,600 Building $342,000 | $534,600 (+17.86%) Land $192,600 Building $342,000 |
| 2025 | $453,600 Land $167,300 Building $286,300 | $453,600 Land $167,300 Building $286,300 | |
| 2023 | $2,948.00 | $453,600 Land $167,300 Building $286,300 | $453,600 Land $167,300 Building $286,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Perry Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1996–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Perry Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 85% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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