403 Oneida Trce, Loudon, TN 37774 Property Records

Loudon County property record for 403 Oneida Trce, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,178 sqft · built 2009
Lot Size	0.55 acres (23,958 sqft)
Owner	Trust Name on Record
Last Sale	$498,900 (Aug 2021)
Tax Bill	$1,828 (2025)
Deeds & Mortgages	Dec 2023 Transfer Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042F-H-006.00`

Property Details

APN / Parcel Number

Primary APN	`042F-H-006.00`
Alternative APNs	`042F H 00600 000042F` `01042FH042F00600` `053042F H 00600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,178 sqft Living Area
Gross Area	2,684 sqft
1st Floor Area	2,178 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	228 sqft
Deck Area	99 sqft
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	403 ONEIDA TRCE
City	LOUDON
State	TN
Zip	37774-2170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOMMOTLEY COVES BLK: 10 LOT: 6 01 046H J 046G 00600 000
Legal Subdivision	TOMMOTLEY COVES
Legal Block	10
Legal Lot Number	6
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2031
Census Tract	60503

Owner

Source: Loudon County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	403 ONEIDA TRCE, LOUDON, TN 37774-2170
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Intrafamily Transfer, Transfer
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDWEST HERITAGE BANK FSB
Jul 16, 2018	Warranty Deed, Transfer KELTY TITLE AND ESCROW SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Prior Sale	Feb 10, 2009 · Amount on Record
Deed Document Number	202110115
Deed Book / Page	438 / 295
Last Transfer Date	Nov 30, 2023
Transfer Doc	00D468/467
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDON TN
Recording Date	Dec 4, 2023
Property Address	403 ONEIDA TRCE, LOUDON, TN 37774-2170
Document Number	00D468/467
Book / Page	D468 / 467
Map Reference	CAB C SL 48
Instrument Date	Nov 30, 2023
Instrument	23010806
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	403 ONEIDA TRCE, LOUDON, TN 37774-2170

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Aug 5, 2021
Property Address	403 ONEIDA TRCE, LOUDON, TN 37774-2170
Document Number	D0438/295
Book / Page	D0438 / 295
Map Reference	CAB C SL 48
Instrument Date	Aug 2, 2021
Instrument	21010115
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	TELLICO TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,845.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4309 NE COURTNEY DR, LEES SUMMIT, MO 64064-1640

Mortgage

Document Number	0T1545/582
Date	Aug 5, 2021
Book Page	T1545/582
Instrument	21010116

Lender

Name	MIDWEST HERITAGE BANK FSB
Type	Bank
Address	CHARITON, IA 50049

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jul 16, 2018
Property Address	403 ONEIDA TRCE, LOUDON, TN 37774-2170
Document Number	0000005890
Book / Page	000405 / 000303
Instrument Date	Jul 13, 2018
Instrument	5890
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	KELTY TITLE AND ESCROW SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$1,596.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 ONEIDA TRCE LOUDON TN 377742170, LOUDON, TN 37774-2170

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,828.00	$103,375 (-) Land $20,000 Building $83,375	$413,500 (-) Land $80,000 Building $333,500
2024	$1,828.00	$103,375 (-) Land $20,000 Building $83,375
2023		$103,375 (-) Land $20,000 Building $83,375
2022		$103,375 Land $20,000 Building $83,375	$413,500 (-) Land $80,000 Building $333,500
2021			$413,500 Land $80,000 Building $333,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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