402 Oneida Trce, Loudon, TN 37774 Property Records

Loudon County property record for 402 Oneida Trce, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	7 ba · 4,776 sqft · built 2008
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,318 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053042F H 00300`

Property Details

APN / Parcel Number

Primary APN	`053042F H 00300`
Alternative APNs	`042F H 00300 000042F` `042F H 00300`

Interior

Full Baths	7 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	4,776 sqft Living Area
1st Floor Area	4,776 sqft
Basement Area	2,780 sqft
Finished Basement	1,682 sqft
Unfinished Basement	1,098 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	2,972 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	851 sqft
Deck Area	120 sqft
Patio Area	300 sqft
Boat Access	Boat Access
Boat House	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	042F H 00300 000042F
Street Address	402 ONEIDA TRCE
City	LOUDON
State	TN
Zip	37774-2169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOMMOTLEY COVES 10 3 1 046H J 046G 00300 000
Legal Subdivision	TOMMOTLEY COVES
Legal Block	10
Legal Lot Number	3 1
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2031
Census Tract	60503

Owner

402 Oneida Trce is owner-occupied and held in a trust since September 2005.

Source: Loudon County records, as of January 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	402 ONEIDA TRCE, LOUDON, TN 37774-2169
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2005
Deed Sale	Sep 15, 2005
Deed Document Number	0000300761
Deed Book / Page	287 / 169
Prior Transfer Date	Aug 10, 2004
Prior Transfer Doc	0000287169
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	402 ONEIDA TRCE, LOUDON, TN 37774-2169
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T1578/123
Date	Jan 24, 2022
Book Page	T1578/123
Instrument	22000962

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	340 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 402 Oneida Trce was $6,318.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,318.00	$357,300 (-) Land $75,000 Building $282,300
2024	$6,318.00	$357,300 (-) Land $75,000 Building $282,300
2023		$357,300 Land $75,000 Building $282,300
2021			$1,429,200 Land $300,000 Building $1,129,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Oneida Trce in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Oneida Trce is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oneida Trce

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures