403 Ofstad St, Alcester, SD 57001 Property Records

Union County property record for 403 Ofstad St, Alcester, SD 57001 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,040 sqft · built 1979
Lot Size0.241 acres (10,500 sqft)
OwnerIndividual Name on File
Tax Bill$3,147 (2025)
Deeds & MortgagesJan 2017 Mortgage
Jan 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01.03.04.1030

Property Details

APN / Parcel Number

Primary APN01.03.04.1030

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,040 sqft Living Area
Basement Area520 sqft
Finished Basement520 sqft
Interior WallsMetal

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialMetal
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address403 OFSTAD ST
CityALCESTER
StateSD
Zip57001-2205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 & N10'OF LOT 8 & S15'OF LOT 10 BLK 4 OFSTAD & SVARRY'S ALC CITY
Legal Block4
Legal Lot Number9,8,10
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionALCESTER
Census Block Group3
Census Block3025
Census Tract20100

Owner

Source: Union County records · APN 01.03.04.1030

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address403 OFSTAD ST, ALCESTER, SD 57001-2205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2017Deed of Trust, Mortgage
RICHARD MASSEN ETAL
Jan 13, 2017Deed of Trust, Mortgage · Commercial Mortgage
RODNEY SCHEMPP
Nov 03, 2025Warranty Deed, Transfer · FHA Mortgage
SERVICE FIRST FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address403 OFSTAD ST, ALCESTER, SD 57001-2205
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00170/0033
DateJan 13, 2017
Book Page170/0033
Instrument170179
Lender
NameRICHARD MASSEN ETAL
TypePrivate Party
Address2890 GOLDFINCH AVE, HULL, IA 51239
Agreement
AmountAmount Recorded

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address403 OFSTAD ST, ALCESTER, SD 57001-2205
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00170/0034
DateJan 13, 2017
Book Page170/0034
Instrument170180
Lender
NameRODNEY SCHEMPP
TypePrivate Party
Address403 JEFFERSON DR, ALCESTER, SD 57001
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueJan 12, 2022

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateNov 03, 2025
Property Address403 OFSTAD ST, ALCESTER, SD 57001-2205
Document Number000115/669
Book / Page115 / 669
Instrument DateOct 31, 2025
Instrument256888
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyGETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address403 OFSTAD ST, ALCESTER, SD 57001-2205

Mortgage

Document Number0000186687
DateNov 03, 2025
Instrument186/687
Lender
NameSERVICE FIRST FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Dakota
MunicipalityAlcester City
CountyUnion County
Unified School DistrictAlcester-Hudson School District 61-1 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,147.00 (+8.14%)$174,148 (+28.75%) Land $12,330 Building $161,818
2024$2,910.00 (+8.26%)
2023$2,688.00 (+9.4%)$135,259 Land $7,340 Building $127,919
2022$2,457.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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