304 Ofstad St, Alcester, SD 57001 Property Records

Union County property record for 304 Ofstad St, Alcester, SD 57001

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,018 sqft · built 1950
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$162,500 (Oct 2020)
Tax Bill	$4,477 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01.03.06.1005`

Property Details

APN / Parcel Number

Primary APN	`01.03.06.1005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,018 sqft Living Area
Basement Area	1,070 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	304 OFSTAD ST
City	ALCESTER
State	SD
Zip	57001-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S53' LOTS 1-2-3-4 BLK 6 OFSTAD & SVARRY'S ADD ALC CITY
Legal Subdivision	OFSTAD & SVARRY'S ADD
Legal Tract	1
Legal Block	6
Legal Lot Number	1-4
Legal Unit	2
Jurisdiction	UNION SD
Township / Civil Division	ALCESTER
Census Block Group	3
Census Block	3027
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 OFSTAD ST, ALCESTER, SD 57001-2225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST MORTGAGE
Dec 5, 2017	Deed of Trust, Mortgage · Line of Credit STATE BANK OF ALCESTER
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit STATE BANK OF ALCESTER
Oct 15, 2020	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Apr 9, 2018	Warranty Deed, Transfer · Line of Credit PREMIER BANK
Apr 3, 2018	Personal Representative Deed, Transfer · Seller Carry-Back KENNETH KOCH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Apr 9, 2018 · Amount on Record
Deed Document Number	20204936
Deed Book / Page	110 / 602
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	304 OFSTAD ST, ALCESTER, SD 57001-2225
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00176/1157
Date	Oct 15, 2020
Book Page	176/1157
Instrument	204938

Lender

Name	FIRST MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	304 OFSTAD ST, ALCESTER, SD 57001-2225
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170/0920
Date	Dec 5, 2017
Book Page	170/0920
Instrument	174888

Lender

Name	STATE BANK OF ALCESTER
Type	Bank
Address	ALCESTER, SD 57001

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	304 OFSTAD ST, ALCESTER, SD 57001-2225
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170/0450
Date	Jun 26, 2017
Book Page	170/0450
Instrument	172369

Lender

Name	STATE BANK OF ALCESTER
Type	Bank
Address	ALCESTER, SD 57001

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Oct 15, 2020
Property Address	304 OFSTAD ST, ALCESTER, SD 57001-2225
Document Number	110/602
Book / Page	110 / 602
Instrument Date	Oct 13, 2020
Instrument	204936
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47862 294TH ST, 47862, HUDSON, SD 57034-6531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 OFSTAD ST, ALCESTER, SD 57001-2225

Mortgage

Document Number	00176/1156
Date	Oct 15, 2020
Book Page	176/1156
Instrument	204937

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Apr 9, 2018
Property Address	304 OFSTAD ST, ALCESTER, SD 57001-2225
Document Number	108/0189
Book / Page	108 / 0189
Instrument Date	Apr 5, 2018
Instrument	181323
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30150 SD HIGHWAY 11, 30150, ALCESTER, SD 57001-6100

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 OFSTAD ST, ALCESTER, SD 57001-2225

Mortgage

Document Number	181324
Date	Apr 9, 2018
Instrument	181324

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	UNION SD
Recording Date	Apr 3, 2018
Property Address	304 OFSTAD ST, ALCESTER, SD 57001-2225
Document Number	108/0180
Book / Page	108 / 0180
Map Reference	MB 11 PG 155
Instrument Date	Mar 28, 2018
Instrument	181238
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 OFSTAD ST, ALCESTER, SD 57001-2225

Mortgage

Document Number	181240
Date	Apr 3, 2018
Instrument	181240

Lender

Name	KENNETH KOCH
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2019

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Alcester City
County	Union County
Unified School District	Alcester-Hudson School District 61-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,477.00 (-1.1%)	$253,691 (-) Land $9,780 Building $243,911
2025	$4,527.00 (+8.09%)	$253,691 (+27.68%) Land $9,780 Building $243,911
2024	$4,188.00 (+7.66%)
2023	$3,890.00 (+7.13%)	$198,700 Land $5,822 Building $192,878
2022	$3,631.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCESTER serves 820 people · EPA ID SD4600004
Water Source	Purchased groundwater from SOUTH LINCOLN RURAL WATER SYSTEM
Last State Inspection	Apr 2026
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alliance Communications Cooperative Fiber	1,000 / 1,000
Bluepeak Cable	1,000 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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