Effingham County property record for 403 N Oak St, Springfield, GA 31329
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,224 sqft · built 1938 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,000 (Jul 2024) |
| Tax Bill | $2,290 (2025) |
| Deeds & Mortgages | Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | S1010033000 |
| Primary APN | S1010033000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,224 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 24,394 sqft (0.56 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 464 sqft |
| Utility Building | 320 sqft |
| Pole Barn | 640 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 26314 |
|---|---|
| Street Address | 403 N OAK ST |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-4186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .56 AC LOTS 1 & 2 BLK 29 |
| Legal Subdivision | CITYOFSPRINGFIELD |
| Legal Block | 29 |
| Legal Lot Number | 1,2 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 30205 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Springfield Historic District listed 2021 · 307 contributing resources · NRIS 100006329 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
403 N Oak St is owned and occupied by an individual who bought it in July 2024.
Source: Effingham County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 N OAK ST, SPRINGFIELD, GA 31329-4186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2024 · Amount on File |
| Deed Sale | Jul 8, 2024 · Amount on File |
| Prior Sale | Jul 3, 2024 |
| Deed Book / Page | 2918 / 584 |
| Prior Transfer Date | Jul 1, 2024 |
| Prior Transfer Doc | 002918/584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 5, 2020 |
| Property Address | 403 N OAK ST, SPRINGFIELD, GA 31329-4186 |
| Document Number | 002597/267 |
| Book / Page | 2597 / 267 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 2020-001477 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 N ASH ST, SPRINGFIELD, GA 31329-4196 |
The 2025 property tax bill for 403 N Oak St was $2,290 with a homeowner's exemption.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Springfield City |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,864 (-) Land $14,784 Building $47,080 | $154,661 (-) Land $36,960 Building $117,701 | |
| 2025 | $2,290.00 Homeowner's exemption | $61,864 Land $14,784 Building $47,080 | $154,661 Land $36,960 Building $117,701 |
| 2022 | $1,913.00 | $56,308 Land $10,080 Building $46,228 | $140,769 Land $25,200 Building $115,569 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 403 N Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 N Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD serves 3,100 people · EPA ID GA1030002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Planters Rural Telephone Cooperative.
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