Effingham County property record for 401 N Oak St, Springfield, GA 31329
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,890 sqft · built 1927 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,900 (Apr 2005) |
| Tax Bill | $2,389 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | S1010032000 |
| Primary APN | S1010032000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,890 sqft Heated Area |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Carport |
| Garage Area | 384 sqft |
| Carport | Carport |
| Carport Area | 384 sqft |
| Porch | Slab |
| Porch Area | 390 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 26313 |
|---|---|
| Street Address | 401 N OAK ST |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-4186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | .51 AC LOTS 3 & 4 BLK 29 |
| Legal Subdivision | CITYOFSPRINGFIELD |
| Legal Block | 29 |
| Legal Lot Number | 3,4 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 30205 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Springfield Historic District listed 2021 · 307 contributing resources · NRIS 100006329 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
401 N Oak St is owned and occupied by two individuals who bought it in April 2005.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 N OAK ST, SPRINGFIELD, GA 31329-4186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2005 · Amount on File |
| Deed Sale | Apr 29, 2005 · Amount on File |
| Deed Document Number | 20051316 |
| Deed Book / Page | 1268 / 405 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 401 N Oak St was $2,389 with a homeowner's exemption, up 8.8% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Springfield City |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,144 (+0.51%) Land $15,312 Building $54,832 | $175,359 (+0.51%) Land $38,280 Building $137,079 | |
| 2025 | $2,389.00 (+8.79%) Homeowner's exemption | $69,788 (+9.09%) Land $15,312 Building $54,476 | $174,471 (+9.09%) Land $38,280 Building $136,191 |
| 2024 | $2,196.00 Homeowner's exemption | $63,973 Land $15,312 Building $48,661 | $159,932 Land $38,280 Building $121,652 |
| 2022 | $1,925.00 Homeowner's exemption | $56,661 Land $10,440 Building $46,221 | $141,652 Land $26,100 Building $115,552 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 401 N Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 N Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD serves 3,100 people · EPA ID GA1030002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Planters Rural Telephone Cooperative.
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