403 N Franklin St, Raymore, MO 64083 Property Records

Cass County property record for 403 N Franklin St, Raymore, MO 64083

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,872 sqft · built 1998
Lot Size	0.276 acres (12,023 sqft)
Owner	2 Individual Names on File
Last Sale	$211,400 (Oct 2018)
Tax Bill	$7,449 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-02-10-300-008-001.016`

Property Details

APN / Parcel Number

Primary APN	`04-02-10-300-008-001.016`
Alternative APN	`2255730`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,872 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	1,262 sqft
Basement Area	1,262 sqft
Finished Basement	610 sqft
Unfinished Basement	652 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Split Foyer
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,023 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	28 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	2255730
Street Address	403 N FRANKLIN ST
City	RAYMORE
State	MO
Zip	64083-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE HILLS LOT 227
Legal Subdivision	HERITAGE HILLS
Legal Lot Number	227
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	1
Census Block	1005
Census Tract	60309

Owner

403 N Franklin St is owned and occupied by two individuals who bought it in October 2018.

Source: Cass County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	403 N FRANKLIN ST, RAYMORE, MO 64083-9571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage METROPOLITAN MORTGAGE CORP
Oct 9, 2018	Warranty Deed, Transfer · Conventional Mortgage LANDMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Prior Sale	Sep 1, 2005 · Amount on File
Deed Document Number	2018634349
Deed Book / Page	4296 / 94
Prior Transfer Date	Aug 25, 2016
Prior Transfer Doc	4057/087
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	403 N FRANKLIN ST, RAYMORE, MO 64083-9571
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY 1ST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 N FRANKLIN ST, RAYMORE, MO 64083-9571

Mortgage

Document Number	4593/112
Date	Nov 23, 2020
Book Page	4593/112
Instrument	678281

Lender

Name	METROPOLITAN MORTGAGE CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66213

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Oct 9, 2018
Property Address	403 N FRANKLIN ST, RAYMORE, MO 64083-9571
Document Number	4296/094
Book / Page	4296 / 094
Map Reference	MB 12 PG 101
Instrument Date	Oct 1, 2018
Instrument	634349
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	CRESCENT LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 N FRANKLIN ST, RAYMORE, MO 64083-9571

Mortgage

Document Number	634350
Date	Oct 9, 2018
Instrument	634350

Lender

Name	LANDMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 403 N Franklin St was $7,449, up 161.1% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Raymore City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,449.00 (+161.09%)	$39,210 Land $5,850 Building $33,360	$206,400 Land $30,800 Building $175,600
2024	$2,853.00 (+0.14%)
2023	$2,849.00 (+4,728.81%)	$35,060 (+12.08%) Land $5,320 Building $29,740	$184,510 Land $28,000 Building $156,510
2022	$59.00	$31,280 Land $5,320 Building $25,960
2021			$164,650 Land $28,000 Building $136,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 N Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 N Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYMORE PWS serves 21,517 people · EPA ID MO1010675
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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