Wicomico County property record for 403 N Division St, Salisbury, MD 21801
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,236 sqft · built 1920 |
| Lot Size | 0.222 acres (9,675 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Jul 2022) |
| Tax Bill | $3,553 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-026784 |
| Primary APN | 05-026784 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,236 sqft Total Area |
| Attic | Attic |
| Attic Area | 608 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,675 sqft (0.222 acres) |
| Porch | Slab |
| Porch Area | 1,062 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 026784 |
|---|---|
| Street Address | 403 N DIVISION ST |
| City | SALISBURY |
| State | MD |
| Zip | 21801-4254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | BL 2 L 23-9,675 SQFT 403 N DIVISION ST CITY OF SALISBURY |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | WICOMICO MD |
| Township / Civil Division | 5, PARSONS |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 200 |
403 N Division St is owned and occupied by an individual who bought it in July 2022.
Source: Wicomico County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 N DIVISION ST, SALISBURY, MD 21801-4254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed, Transfer · FHA Mortgage MORTGAGE NETWORK INC |
| Aug 22, 2018 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on File |
| Deed Sale | Jul 12, 2022 · Amount on File |
| Prior Sale | Aug 22, 2018 · Amount on File |
| Deed Book / Page | 5127 / 490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Jul 12, 2022 |
| Property Address | 403 N DIVISION ST, SALISBURY, MD 21801-4254 |
| Document Number | 0051270490 |
| Book / Page | 5127 / 490 |
| Instrument Date | Jul 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 N DIVISION ST, SALISBURY, MD 21801-4254 |
| Document Number | 0005127496 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 5127-496 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Aug 22, 2018 |
| Property Address | 403 N DIVISION ST, SALISBURY, MD 21801-4254 |
| Document Number | 0043650348 |
| Book / Page | 4365 / 348 |
| Map Reference | LB JCK19 FO111 |
| Instrument Date | Aug 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | REAL ESTATE TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 403 N DIVISION ST, SALISBURY, MD 21801-4254 |
| Document Number | 0004365356 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 4365/356 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 403 N Division St was $3,553 with a homeowner's exemption.
Source: Wicomico County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Wicomico County |
| Municipality | Salisbury City |
| Unified School District | Wicomico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,867 | $410,300 Land $20,100 Building $390,200 | |
| 2025 | $3,553.00 Homeowner's exemption | ||
| 2023 | $3,237.00 | $324,533 | $373,000 Land $20,100 Building $352,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 N Division St in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 35 (1994–2026) |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 403 N Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Simple Fiber.
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