401 N Division St, Salisbury, MD 21801 Property Records

Wicomico County property record for 401 N Division St, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,648 sqft · built 1887
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on File
Last Sale	$449,900 (Apr 2024)
Tax Bill	$3,269 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-018692`

Property Details

APN / Parcel Number

Primary APN	`05-018692`
Alternative APN	`018692`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,648 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Construction Type	Frame
Roof Material	Slate
Lot Area	16,000 sqft (0.367 acres)
Porch	Slab
Porch Area	806 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	018692
Street Address	401 N DIVISION ST
City	SALISBURY
State	MD
Zip	21801-4254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16,000 SQFT 401 N DIVISION ST CITY OF SALISBURY
Legal Subdivision	PARSONS ELECTION DISTRICT
Jurisdiction	WICOMICO MD
Township / Civil Division	5, PARSONS
Census Block Group	2
Census Block	2017
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Gillis-Grier House listed 1972 · 2 contributing resources · NRIS 72000589

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

401 N Division St is owned and occupied by two individuals who bought it in April 2024.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 N DIVISION ST, SALISBURY, MD 21801-4254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Feb 12, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 27, 2018	Grant Deed, Transfer DELMARVA TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024 · Amount on File
Deed Sale	Apr 19, 2024 · Amount on File
Prior Sale	Sep 27, 2018 · Amount on File
Deed Book / Page	5380 / 137
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Apr 19, 2024
Property Address	401 N DIVISION ST, SALISBURY, MD 21801-4254
Document Number	0053800137
Book / Page	5380 / 137
Instrument Date	Apr 12, 2024
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	BRIGHT TITLE SERVICES LLC, BRIGHT TTL & STLMT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,249.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 N DIVISION ST, SALISBURY, MD 21801-4254

Mortgage

Document Number	0053800144
Date	Apr 19, 2024
Instrument	5380-0144

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	401 N DIVISION ST, SALISBURY, MD 21801-4254
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047890200
Date	Feb 12, 2021
Book Page	4789/200

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Sep 27, 2018
Property Address	401 N DIVISION ST, SALISBURY, MD 21801-4254
Document Number	0043810188
Book / Page	004381 / 000188
Instrument Date	Sep 14, 2018
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	DELMARVA TITLE

Transaction

Amount	Amount on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 N DIVISION ST SALISBURY MD 218014254, SALISBURY, MD 21801-4254

Tax Assessment & Valuation

The 2025 property tax bill for 401 N Division St was $3,269.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,567	$436,500 Land $21,700 Building $414,800
2025	$3,269.00
2023	$2,734.00	$274,100	$313,700 Land $21,700 Building $292,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 N Division St in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	35 (1994–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 13 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 N Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Simple Fiber.

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