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403 N 3rd St, Festus, MO 63028 Property Records

Jefferson County property record for 403 N 3rd St, Festus, MO 63028 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1938
Square Footage1,105 sqft Living Area
Lot Size6,141 sqft (0.141 acres)
GarageDetached, 240 sqft
OccupancyOwner Occupied
Last Sale$176,900 (2021)
Tax Bill$758.00 (2024)

Property Details

APN / Parcel Number

Primary APN193.006.04023010

Interior

Full Baths1 Baths
Building Area1,105 sqft Living Area
1st Floor1,105 sqft 1st Floor
Basement Area312 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeNo Foundation Foundation
Lot Area6,141 sqft (0.141 acres)
Depth X Width95 ft x 60 ft Depth x Width
Garage TypeDetached Garage
Garage Area240 sqft Garage
Porch Area160 sqft Porch

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address403 N 3RD ST
CityFESTUS
StateMO
Zip63028-1834
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDERBY CITY PT LOT 1 BLOCK 10
Legal Range6E
Legal Township40N
Legal Section06
Legal SubdivisionDERBY CITY
Legal Block10
Legal Lot Number1
JurisdictionJEFFERSON MO
Minor Civil DivisionRIVER VIEW
Census Blockgroup5
Census Block5024
Census Tract700801

Owner

Source: Jefferson County records · APN 193.006.04023010

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address403 N 3RD ST, FESTUS, MO 63028-1834
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 01, 2021Warranty Deed, Transfer · Conventional Mortgage
FAMILY FINANCE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2021 · Amount on Record
Deed SaleFeb 01, 2021 · Amount on Record
Prior SaleFeb 16, 2016 · Amount on Record
Deed Doc Number20214682
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address403 N 3RD ST, FESTUS, MO 63028-1834
Transaction TypeMortgage
Record UpdatedMar 25, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 N 3RD ST, FESTUS, MO 63028-1834

Mortgage

Document Number0000006265
DateMar 10, 2026
Instrument2026R-006265
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 02, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateFeb 01, 2021
Property Address403 N 3RD ST, FESTUS, MO 63028-1834
Document Number2021R004682
Map ReferenceMB 2 PG 12
Instrument DateJan 27, 2021
Instrument2021R-004682
Transaction TypeTransfer
Record UpdatedJun 10, 2021
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12 MYRTLE DR, 12, FESTUS, MO 63028

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 N 3RD ST, FESTUS, MO 63028-1834

Mortgage

Document Number2021R004683
DateFeb 01, 2021
Instrument2021R-004683
Lender
NameFAMILY FINANCE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$14,500 (+8.21%) Land $1,500 Building $13,000$76,300 (-) Land $8,100 Building $68,200
2024$758.00 (+0.53%)$76,300 (+7.92%) Land $8,100 Building $68,200
2023$754.00$13,400 Land $1,500 Building $11,900$70,700 Land $8,100 Building $62,600

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