403 Mill St, Silver Cliff (Westcliffe), CO 81252 Property Records

Custer County property record for 403 Mill St, Silver Cliff, CO 81252 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2003
Square Footage864 sqft Heated Area
Lot Size5,596 sqft (0.128 acres)
GarageDetached, 400 sqft
Last Sale$175,000 (2018)
Tax Bill$976.00 (2025)

Property Details

APN / Parcel Number

Primary APN0010139004

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms2 Rooms
Building Area864 sqft Heated Area
Gross Area1,552 sqft Gross Area
1st Floor864 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch Style
Exterior MaterialStone Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area5,596 sqft (0.128 acres)
Garage TypeDetached Garage
Garage Area400 sqft Garage
Porch Area288 sqft Porch

Utilities and HVAC

Heating SystemHVAC Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address403 MILL ST
CitySILVER CLIFF
StateCO
Zip81252-9865
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 1 BLK 88 TOWN OF SILVER CLIFF
Legal SubdivisionSILVERCLIFF
Legal Block88
Legal Lot Number1
JurisdictionCUSTER CO
Minor Civil DivisionWESTCLIFFE
Census Blockgroup3
Census Block3095
Census Tract970102

Owner

Source: Custer County records · APN 0010139004

Assessment roll updated June 9, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1459, WESTCLIFFE, CO 81252-1459
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Nov 21, 2018Warranty Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2018 · Amount on Record
Deed SaleNov 21, 2018 · Amount on Record
Prior SaleJun 05, 2006 · Amount on Record
Deed Doc Number2018234048
Prior Transfer DateApr 25, 1996
Prior Transfer Doc0298000289
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUSTER CO
Property Address403 MILL ST, SILVER CLIFF, CO 81252-9865
Transaction TypeMortgage
Record UpdatedJun 08, 2021
Title CompanyPRESTIGE TITLE AND ESCROW, PRESTIGE TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number241942
DateMay 26, 2021
Instrument241942
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term332 Months
DueJan 01, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUSTER CO
Recording DateNov 21, 2018
Property Address403 MILL ST, SILVER CLIFF, CO 81252-9865
Document Number0000234048
Instrument DateNov 19, 2018
Instrument234048
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$17.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 MILL ST, SILVER CLIFF, CO 81252-9865

Mortgage

Document Number0000234049
DateNov 21, 2018
Instrument234049
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Custer County records · Assessment roll updated June 9, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateColorado
CountyCuster County
MunicipalitySilver Cliff Town
Unified School DistrictCuster County School District C-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$976.00 (+42.27%)$13,330 (-1.77%)$213,174 (+5.26%)
2023$686.00 (+2.69%)$13,570 (+42.09%)$202,518 (+51.55%)
2022$668.00$9,550 Land $460 Building $9,090$133,632 Land $6,500 Building $127,132

Flood & Wildfire

Our records do not include FEMA flood map data for 403 Mill St; wildfire exposure is indirect.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 9th in Colorado
Wildfire LikelihoodLow — about 1 in 2,439 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Mill St

Nearby Streets

Search Property Records by Address or Parcel Number