302 Mill St, Silver Cliff (Westcliffe), CO 81252 Property Records

Custer County property record for 302 Mill St, Silver Cliff, CO 81252

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 936 sqft · built 1960
Lot Size0.307 acres (13,403 sqft)
OwnerIndividual Name on Record
Last Sale$169,900 (Apr 2021)
Tax Bill$977 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Apr 2021 Sale & Mortgage
+ 3 more
APN0010206005

Property Details

APN / Parcel Number

Primary APN0010206005

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area936 sqft Heated Area
Gross Area968 sqft
1st Floor Area936 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,403 sqft (0.307 acres)
PorchSlab
Porch Area32 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address302 MILL ST
CityWESTCLIFFE
StateCO
Zip81252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 13, 14, 15 & 16 BLK 12 SILVER CLIFF
Legal SubdivisionSILVER CLIFF
Legal Block12
Legal Lot Number13-16
JurisdictionCUSTER CO
Township / Civil DivisionWESTCLIFFE
Census Block Group3
Census Block3082
Census Tract970102

Owner

Source: Custer County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address302 MILL ST # 1126, 1126, WESTCLIFFE, CO 81252
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2024Deed of Trust, Mortgage · Line of Credit
CREDIT UNION OF COLORADO
Apr 12, 2021Warranty Deed, Transfer · FHA Mortgage
UNIVERSAL LENDING CORP
Aug 29, 2019Special Warranty Deed, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Mar 26, 2019Bargain and Sale Deed, Transfer · FHA Mortgage
PNC BANK NA
Mar 26, 2019Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2021 · Amount on Record
Deed SaleApr 12, 2021 · Amount on Record
Prior SaleAug 29, 2019 · Amount on Record
Deed Document Number2021241440
Prior Transfer DateOct 19, 1991
Prior Transfer Doc0234000035
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUSTER CO
Property Address302 MILL ST, SILVER CLIFF, CO 81252
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000250240
DateApr 8, 2024
Instrument250240
Lender
NameCREDIT UNION OF COLORADO
TypeCredit Union
AddressDENVER, CO 80238
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 7, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUSTER CO
Recording DateApr 12, 2021
Property Address302 MILL ST, SILVER CLIFF, CO 81252
Document Number0000241440
Instrument DateApr 9, 2021
Instrument241440
Transaction TypeTransfer
Record UpdatedFeb 4, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$16.99
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address302 MILL ST # 1126, 1126, SILVER CLIFF, CO 81252

Mortgage

Document Number0000241441
DateApr 12, 2021
Instrument241441
Lender
NameUNIVERSAL LENDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

August 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCUSTER CO
Recording DateAug 29, 2019
Property Address302 MILL ST, SILVER CLIFF, CO 81252
Document Number0000236086
Instrument DateAug 29, 2019
Instrument236086
Transaction TypeTransfer
Record UpdatedFeb 4, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$15.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 MILL ST, SILVER CLIFF, CO 81252

Mortgage

Document Number0000236087
DateAug 29, 2019
Instrument236087
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

March 2019: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCUSTER CO
Recording DateMar 26, 2019
Property Address302 MILL ST, SILVER CLIFF, CO 81252
Document Number0000234788
Instrument DateMar 25, 2019
Instrument234788
Transaction TypeTransfer
Record UpdatedFeb 4, 2022
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 342, WESTCLIFFE, CO 81252-0342

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 MILL ST, WESTCLIFFE, CO 81252

Mortgage

Document Number0000234789
DateMar 26, 2019
Instrument234789
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUSTER CO
Recording DateMar 26, 2019
Property Address302 MILL ST, SILVER CLIFF, CO 81252
Document Number0000234787
Instrument DateMar 25, 2019
Instrument234787
Transaction TypeTransfer
Record UpdatedFeb 4, 2022
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$14.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 MILL ST, SILVER CLIFF, CO 81252

Tax Assessment & Valuation

Source: Custer County assessment roll, as of June 9, 2026

Property Jurisdictions

TypeName
StateColorado
CountyCuster County
MunicipalitySilver Cliff Town
Unified School DistrictCuster County School District C-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$977.00 (+35.51%)$13,340 (-5.12%)$213,446 (+1.66%)
2023$721.00 (-14.06%)$14,060 (+19.46%)$209,952 (+27.57%)
2022$839.00$11,770 Land $2,290 Building $9,480$164,584 Land $32,000 Building $132,584

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROUND MOUNTAIN WSD
serves 1,950 people · EPA ID CO0114500
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
CenturyLink
DSL
60 / 5
Hilltop Broadband
Fixed Wireless
50 / 15
Visionary Broadband
Fixed Wireless
25 / 3

Nearby Properties on Mill St

Nearby Streets

Search Property Records by Address or Parcel Number