Monmouth County and Howell Township property record for 403 Middle Ln, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,088 sqft · built 1953 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Oct 2021) |
| Tax Bill | $6,332 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00082-0000-00008 |
| Primary APN | 21-00082-0000-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 714 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,374 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 316 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Account Number | 040210 |
|---|---|
| Street Address | 403 MIDDLE LN |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3A |
| Legal Description | ADDITIONAL LOTS: LIFE ESTATE PATRICK CONNELLY |
| Legal Subdivision | LAND-O-PINES SEC 7 |
| Legal Block | 82 |
| Legal Lot Number | 8 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 811304 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 MIDDLE LN, HOWELL, NJ 07731-1914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 20, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage PRIMARY RESID'L MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2021 · Amount on Record |
| Deed Sale | Oct 12, 2021 · Amount on Record |
| Deed Document Number | 2021150638 |
| Deed Book / Page | 9550 / 1709 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 12, 2021 |
| Property Address | 403 MIDDLE LN, HOWELL, NJ 07731-1914 |
| Document Number | 0095501709 |
| Book / Page | 9550 / 1709 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021150638 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Title Company | INNOVATION TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 MIDDLE LN, 403, HOWELL, NJ 07731-1914 |
| Name | Verified Name |
|---|---|
| Address | 403 MIDDLE LN, HOWELL, NJ 07731-1914 |
| Document Number | 2021150639 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021150639 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 20, 2017 |
| Property Address | 403 MIDDLE LN, HOWELL, NJ 07731-1914 |
| Document Number | 0000029701 |
| Book / Page | 009218 / 003054 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 29701 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 MIDDLE LN HOWELL NJ 077311914, HOWELL, NJ 07731-1914 |
| Document Number | 29702 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 009218/003083 |
| Instrument | 29702 |
| Name | PRIMARY RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2047 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $408,500 (+11.04%) Land $289,800 Building $118,700 | $408,500 (+11.04%) Land $289,800 Building $118,700 | |
| 2025 | $6,332.00 (+4.28%) | $367,900 (+15%) Land $250,300 Building $117,600 | $367,900 (+15%) Land $250,300 Building $117,600 |
| 2024 | $6,072.00 (-2.27%) | ||
| 2023 | $319,900 Land $211,800 Building $108,100 | $319,900 Land $211,800 Building $108,100 | |
| 2022 | $6,213.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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