Monmouth County and Howell Township property record for 412 Middle Ln, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,450 sqft · built 1959 |
| Lot Size | 0.233 acres (10,128 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $183,000 (Jan 2004) |
| Tax Bill | $6,781 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Mar 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00079-0000-00054 |
| Primary APN | 21-00079-0000-00054 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 1,076 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,128 sqft (0.233 acres) |
| Lot Dimensions | 122 ft deep x 83 ft wide |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 039340 |
|---|---|
| Street Address | 412 MIDDLE LN |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3A |
| Legal Subdivision | LAND-O-PINES SEC 07 |
| Legal Block | 79 |
| Legal Lot Number | 54 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 811304 |
412 Middle Ln is owned and occupied by two individuals who bought it in January 2004.
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 MIDDLE LN, HOWELL, NJ 07731-1915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 15, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2004 · Amount on File |
| Deed Sale | Jan 14, 2004 · Amount on File |
| Prior Sale | Mar 20, 1998 · Amount on File |
| Deed Book / Page | 8316 / 4829 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 412 MIDDLE LN, HOWELL, NJ 07731-1915 |
| Document Number | 0000112908 |
| Instrument Date | Sep 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41MIDDLE LN HOWELL NJ 07731, HOWELL, NJ 07731 |
| Document Number | 0000112908 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 009445/004181 |
| Instrument | 112908 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 29, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 15, 2017 |
| Property Address | 412 MIDDLE LN, HOWELL, NJ 07731-1915 |
| Document Number | 0092172902 |
| Book / Page | 009217 / 002902 |
| Instrument Date | Mar 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2025 property tax bill for 412 Middle Ln was $6,781, up 2.6% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434,900 (+10.38%) Land $288,800 Building $146,100 | $434,900 (+10.38%) Land $288,800 Building $146,100 | |
| 2025 | $6,781.00 (+2.56%) | $394,000 Land $249,300 Building $144,700 | $394,000 Land $249,300 Building $144,700 |
| 2024 | $6,612.00 | ||
| 2023 | $349,600 Land $210,800 Building $138,800 | $349,600 Land $210,800 Building $138,800 | |
| 2022 | $6,500.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Middle Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Middle Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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