403 Main St, Lester, IA 51242 Property Records

Lyon County property record for 403 Main St, Lester, IA 51242

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,389 sqft · built 1925
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,000 (Aug 2000)
Tax Bill	$2,520 (2024)
Deeds & Mortgages	Feb 2026 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`370000009000000`

Property Details

APN / Parcel Number

Primary APN	`370000009000000`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,389 sqft Living Area
1st Floor Area	1,088 sqft
Basement Area	2,008 sqft
Finished Basement	920 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,792 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	108 sqft
Deck Area	192 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	403 MAIN ST
City	LESTER
State	IA
Zip	51242-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAMILY DWELLINGS
Legal Description	SORGS ADD LOTS 7 & 8, BLK 1
Legal Subdivision	SORGS ADD
Legal Block	1
Legal Lot Number	7,8
Jurisdiction	LYON IA
Township / Civil Division	LARCHWOOD
Census Block Group	1
Census Block	1060
Census Tract	950300

Owner

Source: Lyon County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 MAIN ST, LESTER, IA 51242-7702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2000 · Amount on Record
Deed Sale	Aug 2, 2000 · Amount on Record
Deed Document Number	0000319474
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON IA
Property Address	403 MAIN ST, LESTER, IA 51242-7702
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MAIN ST, LESTER, IA 51242-7702

Mortgage

Document Number	002026/447
Date	Feb 13, 2026
Book Page	2026/447
Instrument	2026 0447

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Lyon County
Municipality	Lester City
Unified School District	West Lyon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,400 (+39.96%) Land $15,000 Building $275,400	$290,400 (+39.96%) Land $15,000 Building $275,400
2024	$2,520.00 (+38.46%)
2023		$207,490 (+30.41%) Land $15,000 Building $192,490	$207,490 (+30.41%) Land $15,000 Building $192,490
2022	$1,820.00 Homeowner's exemption	$159,100 Land $15,000 Building $144,100
2021			$159,100 Land $15,000 Building $144,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LESTER WATER SUPPLY serves 296 people · EPA ID IA6055077
Water Source	Purchased groundwater from LYON-SIOUX RWS-BIG SIOUX
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alliance Communications Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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