Lyon County property record for 306 Main St, Lester, IA 51242
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,730 sqft · built 1925 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Jul 1983) |
| Tax Bill | $1,428 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 370000001900000 |
| Primary APN | 370000001900000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,730 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 1,170 sqft |
| Game Room | Game Room |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,000 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 98 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 306 MAIN ST |
|---|---|
| City | LESTER |
| State | IA |
| Zip | 51242-7700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAMILY DWELLINGS |
| Legal Description | LESTER O. T. LOTS 4, 5, 6 & 7 BLK 3 |
| Legal Block | 3 |
| Legal Lot Number | 4-7 |
| Jurisdiction | LYON IA |
| Township / Civil Division | LARCHWOOD |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 950300 |
306 Main St is owned and occupied by two individuals who bought it in July 1983.
Source: Lyon County records, as of October 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 25, LESTER, IA 51242-0025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 1983 · Amount on File |
| Deed Sale | Jul 14, 1983 · Amount on File |
| Deed Document Number | 0000030937 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Recording Date | May 13, 2026 |
| Property Address | 306 MAIN ST, LESTER, IA 51242-7700 |
| Document Number | 0000001296 |
| Book / Page | 2026 / 1296 |
| Instrument Date | May 7, 2026 |
| Instrument | 20261296 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 306 MAIN ST, LESTER, IA 51242-7700 |
| Document Number | 0000001296, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 2026/1296 |
| Instrument | 20261296 |
| Name | PEOPLES BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 7, 2036 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Lyon County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Lyon County |
| Municipality | Lester City |
| Unified School District | West Lyon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $167,620 Land $14,400 Building $153,220 | $167,620 Land $14,400 Building $153,220 | |
| 2024 | $1,428.00 | ||
| 2023 | $135,570 (+28.43%) Land $14,400 Building $121,170 | $135,570 Land $14,400 Building $121,170 | |
| 2022 | $1,172.00 Homeowner's exemption | $105,560 Land $14,400 Building $91,160 | |
| 2021 | $105,560 Land $14,400 Building $91,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 306 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 306 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LESTER WATER SUPPLY serves 296 people · EPA ID IA6055077 |
|---|---|
| Water Source | Purchased groundwater from LYON-SIOUX RWS-BIG SIOUX |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alliance Communications Cooperative Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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