Bedford County property record for 403 Hoover Rd, Schellsburg, PA 15559
| Property Type | Single Family Home |
|---|---|
| Details | 1,178 sqft · built 1960 |
| Lot Size | 3.4 acres (148,496 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Jul 1993) |
| Tax Bill | $1,898 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C.08-0.00-056 |
| Primary APN | C.08-0.00-056 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,178 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 148,496 sqft (3.4 acres) |
| Garage Type | Basement |
| Shed | 1 Shed |
| Street Address | 403 HOOVER RD |
|---|---|
| City | SCHELLSBURG |
| State | PA |
| Zip | 15559-8151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | NAPIER |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 960900 |
Source: Bedford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 HOOVER RD, SCHELLSBURG, PA 15559-8151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1993 · Amount on Record |
| Deed Sale | Jul 1, 1993 · Amount on Record |
| Last Transfer Date | Apr 28, 2015 |
| Transfer Doc | 001527/775 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 403 HOOVER RD, SCHELLSBURG, PA 15559-8151 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 403 HOOVER RD, SCHELLSBURG, PA 15559-8151 |
| Document Number | 02021/5660 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 2021/5660 |
| Instrument | 2021-005660 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | SCHELLSBURG, PA 15559 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | Napier Township |
| Unified School District | Chestnut Ridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,898.00 (+9.27%) | $111,200 (-) Land $31,000 Building $80,200 | $111,200 (-) Land $31,000 Building $80,200 |
| 2025 | $1,737.00 (+15.95%) | $111,200 (-) Land $31,000 Building $80,200 | $111,200 (-) Land $31,000 Building $80,200 |
| 2023 | $1,498.00 Additional exemption filed | $111,200 Land $31,000 Building $80,200 | |
| 2012 | $111,200 Land $31,000 Building $80,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1996–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 82% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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