403 Harrison Ave, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 403 Harrison Ave, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,165 sqft · built 1956
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,000 (May 2019)
Tax Bill	$11,193 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`50-00121-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`50-00121-0000-00004`
Alternative APNs	`500012100004` `998`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,165 sqft Living Area
1st Floor Area	1,165 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Deck Area	144 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	998
Street Address	403 HARRISON AVE
City	UNION BEACH
State	NJ
Zip	07735-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Subdivision	COTTAGE PARK AMD
Legal Block	121
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	1
Census Block	1015
Census Tract	801800

Owner

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 HARRISON AVE, UNION BEACH, NJ 07735-2743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage HOMETAP EQUITY PARTNERS LLC
Mar 24, 2021	Deed of Trust, Mortgage · FHA Mortgage FAMILY FIRST FUNDING LLC
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
May 22, 2019	Grant Deed, Transfer · Conventional Mortgage HOUSING FIN AGCY
Aug 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS
Jul 18, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO
Apr 4, 2018	Grant Deed, Transfer COASTAL TITLE
May 9, 2017	Trustee's Deed, Foreclosure TERRA ABSTRACT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	Apr 4, 2018 · Amount on Record
Deed Document Number	201945039
Deed Book / Page	9349 / 4728
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	403 HARRISON AVE, UNION BEACH, NJ 07735-2743
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096038757
Date	Jul 7, 2022
Book Page	9603/8757
Instrument	2022070126

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jun 21, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	403 HARRISON AVE, UNION BEACH, NJ 07735-2743
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094939154
Date	Mar 24, 2021
Book Page	9493/9154
Instrument	2021046701

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	403 HARRISON AVE, UNION BEACH, NJ 07735-2743
Document Number	0000098303
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 HARRISON AVENUL UNION BEACH NJ 07735, UNION BEACH, NJ 07735

Mortgage

Document Number	0000098303
Date	Sep 1, 2020
Book Page	009437/008218
Instrument	98303

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 22, 2019
Property Address	403 HARRISON AVE, UNION BEACH, NJ 07735-2743
Document Number	0000045039
Book / Page	009349 / 004728
Instrument Date	Apr 18, 2019
Instrument	45039
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	PREMIER SERVICES ABSTRACT LLC, PREMIER SVC ABS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 HARRISON AVE UNION BEACH NJ 077352743, UNION BEACH, NJ 07735-2743

Mortgage

Document Number	45041
Date	May 22, 2019
Book Page	009349/004747
Instrument	45041

Lender

Name	HOUSING FIN AGCY
Address	PO BOX 18550, TRENTON, NJ 08650-2085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 21, 2024

Mortgage

Document Number	45040,
Date	May 22, 2019
Book Page	009349/004734
Instrument	45040

Lender

Name	FAMILY FIRST FNDG
Type	Funding / Finance Company
Address	TOMS RIVER, NJ 08753

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	403 HARRISON AVE, UNION BEACH, NJ 07735-2743
Document Number	0000079635
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	CLEAR SKIES TITLE AGENCY, CLEAR SKIES TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 NOLAN RD MORGANVILLE NJ 077519794, MORGANVILLE, NJ 07751-9794

Mortgage

Document Number	0000079635
Date	Aug 9, 2018
Book Page	009305/004863
Instrument	79635

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	HOBOKEN, NJ 07030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 18, 2018
Property Address	403 HARRISON AVE, UNION BEACH, NJ 07735-2743
Document Number	0000070503
Book / Page	009301 / 001904
Instrument Date	Jul 12, 2018
Instrument	70503
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 NOLAN RD MORGANVILLE NJ 077519794, MORGANVILLE, NJ 07751-9794

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 4, 2018
Property Address	403 HARRISON AVE, UNION BEACH, NJ 07735-2743
Document Number	0000032694
Book / Page	009280 / 008120
Instrument Date	Mar 13, 2018
Instrument	32694
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	COASTAL TITLE

Transaction

Amount	Amount Recorded
Tax	$125.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12 NOLAN RD MORGANVILLE NJ 077519794, MORGANVILLE, NJ 07751-9794

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 9, 2017
Property Address	403 HARRISON AVE, UNION BEACH, NJ 07735-2743
Document Number	0000046521
Book / Page	009226 / 003437
Instrument Date	Apr 10, 2017
Instrument	46521
Transaction Type	Foreclosure
Record Updated	Jun 19, 2017
Title Company	TERRA ABSTRACT INC

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 LIVINGSTON AVE ST PAUL MN 551072292, ST PAUL, MN 55107-2292

Tax Assessment & Valuation

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,600 (+7.44%) Land $284,100 Building $276,500	$560,600 (+7.44%) Land $284,100 Building $276,500
2025	$11,193.00 (+14.19%)	$521,800 (+21.46%) Land $258,100 Building $263,700	$521,800 (+21.46%) Land $258,100 Building $263,700
2024	$9,802.00 (+16.5%)
2023		$429,600 Land $195,200 Building $234,400	$429,600 Land $195,200 Building $234,400
2022	$8,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	167 (1988–2021)
Claims Outside the SFHA	28 of 167
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Nov 2012 · 134 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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