401 Harrison Ave, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 401 Harrison Ave, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,006 sqft · built 1956
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$204,000 (Oct 2017)
Tax Bill	$9,513 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-00121-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`50-00121-0000-00005`
Alternative APNs	`500012100005` `999`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,006 sqft Living Area
1st Floor Area	1,006 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	999
Street Address	401 HARRISON AVE
City	UNION BEACH
State	NJ
Zip	07735-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Subdivision	BOROUGH/UNION BEACH
Legal Block	121
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	1
Census Block	1015
Census Tract	801800

Owner

401 Harrison Ave is owned and occupied by an individual who bought it in October 2017.

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	401 HARRISON AVE, UNION BEACH, NJ 07735-2743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Oct 19, 2017	Grant Deed, Transfer · Conventional with PMI AFFINITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2017 · Amount on File
Deed Sale	Oct 19, 2017 · Amount on File
Prior Sale	Jan 5, 1999 · Amount on File
Deed Document Number	2017102620
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	401 HARRISON AVE, UNION BEACH, NJ 07735-2743
Document Number	0000012768
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HARRISON AVE UNION BEACH NJ 077352743, UNION BEACH, NJ 07735-2743

Mortgage

Document Number	0000012768
Date	Jan 25, 2021
Book Page	009475/009621
Instrument	12768

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2051

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 19, 2017
Property Address	401 HARRISON AVE, UNION BEACH, NJ 07735-2743
Document Number	0000102620
Book / Page	009254 / 005274
Instrument Date	Oct 5, 2017
Instrument	102620
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	PROPERTY TRANSFER SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HARRISON AVE UNION BEACH NJ 077352743, UNION BEACH, NJ 07735-2743

Mortgage

Document Number	102621
Date	Oct 19, 2017
Book Page	009254/005280
Instrument	102621

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2047

Mortgage

Document Number	102622,
Date	Oct 19, 2017
Book Page	009254/005291
Instrument	102622

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Mortgage Company
Address	NEW BRUNSWICK, NJ 08901

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 401 Harrison Ave was $9,513, up 15.1% from the year before.

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,500 (+7.89%) Land $284,100 Building $194,400	$478,500 (+7.89%) Land $284,100 Building $194,400
2025	$9,513.00 (+15.11%)	$443,500 Land $258,100 Building $185,400	$443,500 Land $258,100 Building $185,400
2024	$8,264.00
2023		$364,300 Land $195,200 Building $169,100	$364,300 Land $195,200 Building $169,100
2022	$7,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Harrison Ave in Zone X, an area of minimal flood risk, though there have been 167 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 124 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	167 (1988–2021)
Claims Outside the SFHA	28 of 167
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Nov 2012 · 134 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 Harrison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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