Chesapeake City property record for 403 Harper Ct, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,141 sqft · built 1987 |
| Lot Size | 1.22 acres (53,361 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Jul 2020) |
| Tax Bill | $5,987 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit Jul 2020 Sale & Mortgage |
| APN | 0346008000160 |
| Primary APN | 0346008000160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,141 sqft Living Area |
| 1st Floor Area | 945 sqft |
| Upper Floors Area | 1,161 sqft |
| Attic | Attic |
| Attic Area | 484 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 53,361 sqft (1.22 acres) |
| Lot Width | 32 ft Width |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 576 sqft |
| Patio Area | 356 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 403 HARPER CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-4022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | LT 16 & L HULEN ESTATES |
| Legal Subdivision | OWENS TERRACE/HULEN ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21402 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3421 SPURS NATION CT, CORPUS CHRISTI, TX 78414-4057 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2018 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Jul 17, 2020 | Warranty Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2020 · Amount on Record |
| Deed Sale | Jul 17, 2020 · Amount on Record |
| Prior Sale | Jul 14, 2015 · Amount on Record |
| Deed Document Number | 202023550 |
| Deed Book / Page | 10182 / 1531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 403 HARPER CT, CHESAPEAKE, VA 23323-4022 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 009915/173 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 9915/173 |
| Instrument | 180013157 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 1, 2058 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 17, 2020 |
| Property Address | 403 HARPER CT, CHESAPEAKE, VA 23323-4022 |
| Document Number | 10182/1531 |
| Book / Page | 10182 / 1531 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 200023550 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | TRIPLE CROWN TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 HARPER CT, CHESAPEAKE, VA 23323-4022 |
| Document Number | 200023551 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 200023551 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $623,100 (+5.11%) Land $189,000 Building $434,100 | $623,100 (+5.11%) Land $189,000 Building $434,100 | |
| 2025 | $5,987.00 (+37.66%) | $592,800 (+4.11%) Land $178,500 Building $414,300 | $592,800 (+4.11%) Land $178,500 Building $414,300 |
| 2023 | $569,400 (+7.45%) Land $160,000 Building $409,400 | $569,400 (+7.45%) Land $160,000 Building $409,400 | |
| 2022 | $529,900 Land $160,000 Building $369,900 | $529,900 Land $160,000 Building $369,900 | |
| 2019 | $4,349.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 106 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 106 in force |
| Nearby Flood Claims | 61 (1988–2020) |
| Claims Outside the SFHA | 13 of 61 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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