Chesapeake City property record for 401 Harper Ct, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,416 sqft · built 2008 |
| Lot Size | 0.346 acres (15,072 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Apr 2021) |
| Tax Bill | $4,110 (2025) |
| Deeds & Mortgages | Aug 2018 Second Mortgage Apr 2008 Mortgage + 3 more |
| APN | 0346008000170 |
| Primary APN | 0346008000170 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,416 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Upper Floors Area | 1,040 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,072 sqft (0.346 acres) |
| Lot Dimensions | 34 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 52 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 401 HARPER CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-4022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 17 HULEN ESTATES COR PLAT |
| Legal Subdivision | OWENS TERRACE/HULEN ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21402 |
401 Harper Ct is owned by two individuals who bought it in April 2021.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1019 WALLACE RD, CROWNSVILLE, MD 21032-1341 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHARTWAY FEDERAL CREDIT UNION |
| Apr 29, 2008 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE |
| Jan 20, 2011 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Apr 8, 2021 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 20, 2007 | Warranty Deed, Transfer BAY SHORE DEV LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2021 · Amount on File |
| Deed Sale | Apr 8, 2021 · Amount on File |
| Prior Sale | Jun 20, 2007 · Amount on File |
| Deed Document Number | 202116411 |
| Deed Book / Page | 10348 / 1399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 401 HARPER CT, CHESAPEAKE, VA 23323-4022 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 09944/1910 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 9944/1910 |
| Instrument | 180022294 |
| Name | CHARTWAY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 4, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 401 HARPER CT, CHESAPEAKE, VA 23323-4022 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 007469/145 |
|---|---|
| Date | Apr 29, 2008 |
| Book Page | 7469/145 |
| Name | PRIVATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | May 1, 2013 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 401 HARPER CT, CHESAPEAKE, VA 23323-4022 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 008316/784 |
|---|---|
| Date | Jan 20, 2011 |
| Book Page | 8316/784 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 8, 2021 |
| Property Address | 401 HARPER CT, CHESAPEAKE, VA 23323-4022 |
| Document Number | 10348/1399 |
| Book / Page | 10348 / 1399 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 210016411 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 HARPER CT, CHESAPEAKE, VA 23323-4022 |
| Document Number | 210016412 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 210016412 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 20, 2007 |
| Property Address | 401 HARPER CT, CHESAPEAKE, VA 23323-4022 |
| Document Number | 007127/817 |
| Book / Page | 7127 / 817 |
| Instrument Date | Jun 11, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 007127/819 |
|---|---|
| Date | Jun 20, 2007 |
| Book Page | 7127/819 |
| Name | BAY SHORE DEV LLC |
|---|
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 401 Harper Ct was $4,110.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $429,800 (+5.63%) Land $145,000 Building $284,800 | $429,800 (+5.63%) Land $145,000 Building $284,800 | |
| 2025 | $4,110.00 | $406,900 Land $140,000 Building $266,900 | $406,900 Land $140,000 Building $266,900 |
| 2023 | $387,000 (+6.61%) Land $125,000 Building $262,000 | $387,000 (+6.61%) Land $125,000 Building $262,000 | |
| 2022 | $363,000 Land $115,000 Building $248,000 | $363,000 Land $115,000 Building $248,000 | |
| 2019 | $3,088.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 401 Harper Ct; there have been 61 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 106 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 106 in force |
| Nearby Flood Claims | 61 (1988–2020) |
| Claims Outside the SFHA | 13 of 61 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Harper Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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