Bandera County property record for 403 Hackberry St, Bandera, TX 78003
| Property Type | Single Family Home |
|---|---|
| Details | 2,109 sqft · built 2000 |
| Lot Size | 0.319 acres (13,896 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Dec 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 10400-00004-0120 |
| Primary APN | 10400-00004-0120 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,109 sqft Living Area |
| 1st Floor Area | 1,815 sqft |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 13,896 sqft (0.319 acres) |
| Lot Depth | 167 ft Depth |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 379 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10400-00004-0120 |
|---|---|
| Street Address | 403 HACKBERRY ST |
| City | BANDERA |
| State | TX |
| Zip | 78003-2829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BANDERA RNG 4 LT 12 0.319 ACRES |
| Legal Subdivision | BANDERA CITY |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | BANDERA TX |
| Township / Civil Division | BANDERA |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 101 |
403 Hackberry St is owned and occupied by an individual who acquired it in July 2015.
Source: Bandera County records, as of October 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 2343, BANDERA, TX 78003-2343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2015 |
| Deed Sale | Jul 14, 2015 |
| Deed Document Number | 209791 |
| Deed Book / Page | 1018 / 449 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANDERA TX |
| Property Address | 403 HACKBERRY ST, BANDERA, TX 78003-2829 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Title Company | SECURITY SERVICES TITLE COMPANY, SECURITY SERVICE TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 001161/310 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 1161/310 |
| Instrument | 234509 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jan 1, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bandera County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Bandera County |
| Municipality | Bandera City |
| Unified School District | Bandera Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $331,910 Land $69,480 Building $262,430 | $331,910 Land $69,480 Building $262,430 | |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $328,600 Land $55,580 Building $273,020 | $328,600 Land $55,580 Building $273,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Hackberry St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 47 (1978–2018) |
| Claims Outside the SFHA | 16 of 47 |
| Most Recent Claim | Sep 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Hackberry St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANDERA serves 3,231 people · EPA ID TX0100012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BEC Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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