Bandera County property record for 115 Hackberry St, Bandera, TX 78003
| Property Type | Single Family Home |
|---|---|
| Details | 892 sqft · built 1950 |
| Lot Size | 0.318 acres (13,852 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $244,387 (Nov 2022) |
| Tax Bill | $5,621 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 10400-00001-0080 |
| Primary APN | 10400-00001-0080 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 892 sqft Living Area |
| 1st Floor Area | 892 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,852 sqft (0.318 acres) |
| Lot Depth | 167 ft Depth |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10400-00001-0080 |
|---|---|
| Street Address | 115 HACKBERRY ST |
| City | BANDERA |
| State | TX |
| Zip | 78003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BANDERA RNG 1 LT 8 0.318 ACRES |
| Legal Subdivision | BANDERA CITY |
| Legal Lot Number | 8 |
| Jurisdiction | BANDERA TX |
| Township / Civil Division | BANDERA |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 101 |
Source: Bandera County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 157 VERDE HILLS DR, CENTER POINT, TX 78010-3512 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2022 · Amount on Record |
| Deed Sale | Nov 4, 2022 · Amount on Record |
| Prior Sale | Oct 4, 2013 |
| Deed Document Number | 2022255768 |
| Deed Book / Page | 1292 / 737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANDERA TX |
| Property Address | 115 HACKBERRY ST, BANDERA, TX 78003 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Title Company | MISSION TITLE |
| Name | Verified Name |
|---|
| Document Number | 001292/742 |
|---|---|
| Date | Nov 4, 2022 |
| Book Page | 1292/742 |
| Instrument | 255769 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Max Rate | 10.8% |
Source: Bandera County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Bandera County |
| Municipality | Bandera City |
| Unified School District | Bandera Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,621.00 (+50.7%) | $229,150 (+33.72%) Land $69,310 Building $159,840 | $229,150 (+33.72%) Land $69,310 Building $159,840 |
| 2024 | $3,730.00 (+72.29%) | ||
| 2023 | $2,165.00 | $171,360 Land $55,440 Building $115,920 | $171,360 Land $55,440 Building $115,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 47 (1978–2018) |
| Claims Outside the SFHA | 16 of 47 |
| Most Recent Claim | Sep 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANDERA serves 3,231 people · EPA ID TX0100012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BEC Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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