403 Gray St, Dowagiac, MI 49047 Property Records

Cass County property record for 403 Gray St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1910
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$1,943 (2025)
Deeds & Mortgages	Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-160-300-782-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-300-782-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,176 sqft Building Perimeter
1st Floor Area	1,026 sqft
Basement Area	846 sqft
Unfinished Basement	846 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Condo/Apartment
Lot Area	6,970 sqft (0.16 acres)
Garage Area	2,204 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 GRAY ST
City	DOWAGIAC
State	MI
Zip	49047-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 2117 LOT 79 MESHEW'S FAIRGROUNDS ADD CITY OF DOWAGIAC.
Legal Subdivision	MESHEW FAIRGROUNDS ADD
Legal Lot Number	79
Legal Unit	6
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	5
Census Block	5023
Census Tract	2000

Owner

403 Gray St is owned and occupied by an individual.

Source: Cass County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	403 GRAY ST, DOWAGIAC, MI 49047-1526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Jan 17, 2024
Property Address	403 GRAY ST, DOWAGIAC, MI 49047-1526
Document Number	01241/1649
Book / Page	1241 / 1649
Instrument Date	Dec 28, 2023
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2513 WHITE ST, NILES, MI 49120-7301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2513 WHITE ST, NILES, MI 49120-7301

Tax Assessment & Valuation

The 2025 property tax bill for 403 Gray St was $1,943 with a homeowner's exemption.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,400 (+12.55%) Land $83,400	$166,800 (+12.55%) Land $166,800
2025	$1,943.00 Homeowner's exemption	$74,100 Land $74,100	$148,200 Land $148,200
2023		$61,700	$123,400
2022	$1,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Gray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Gray St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20