306 Gray St, Dowagiac, MI 49047 Property Records

Cass County property record for 306 Gray St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 719 sqft · built 1920
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$13,000 (Oct 2018)
Tax Bill	$1,574 (2025)
Deeds & Mortgages	Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-160-300-774-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-300-774-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	719 sqft Building Perimeter
1st Floor Area	719 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	7,405 sqft (0.17 acres)
Garage Area	575 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	306 GRAY ST
City	DOWAGIAC
State	MI
Zip	49047-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 2109 LOT 71 MESHEW'S FAIRGROUND ADD CITY OF DOWAGIAC.
Legal Subdivision	MESHEW FAIRGROUNDS ADD
Legal Lot Number	71
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	5
Census Block	5024
Census Tract	2000

Owner

306 Gray St is owned by two individuals who bought it in October 2018.

Source: Cass County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	213 CLYBORN ST, DOWAGIAC, MI 49047-1504
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Prior Sale	Feb 11, 2011 · Amount on File
Deed Book / Page	1146 / 153
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Oct 9, 2018
Property Address	306 GRAY ST, DOWAGIAC, MI 49047-1525
Document Number	1146/0153
Book / Page	1146 / 0153
Map Reference	LB1 PG43
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount on Record
Tax	$111.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	213 CLYBORN ST, DOWAGIAC, MI 49047-1504

Tax Assessment & Valuation

The 2025 property tax bill for 306 Gray St was $1,574.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,800 (+14.71%) Land $46,800	$93,600 (+14.71%) Land $93,600
2025	$1,574.00 Homeowner's exemption	$40,800 Land $40,800	$81,600 Land $81,600
2023		$33,900	$67,800
2022	$1,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Gray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Gray St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20