355 Estancia Loop, Durango, CO 81301 Property Records

La Plata County property record for 355 Estancia Loop, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,176 sqft · built 2015
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Individual Names on Record
Last Sale	$542,000 (May 2018)
Tax Bill	$3,011 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`5597-103-20-076`

Property Details

APN / Parcel Number

Primary APN	`5597-103-20-076`
Alternative APN	`R435381`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,176 sqft Living Area
Gross Area	3,016 sqft
1st Floor Area	2,176 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Lot Area	10,149 sqft (0.233 acres)
Garage Type	Attached
Garage Area	840 sqft
Porch	Unfinished Open Porch
Porch Area	217 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R435381
Street Address	355 ESTANCIA LOOP
City	DURANGO
State	CO
Zip	81301-8125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ESTANCIA ANIMAS VALLEY 1ST AMNT LOT: 26 PER PLAT 1093223, PROJ 2013-0361 355 ESTANCIA LOOP DURANGO 81301
Legal Subdivision	ESTANCIA ANIMAS VALLEY 1ST
Legal Block	2
Legal Lot Number	26
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2033
Census Tract	970705

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	355 ESTANCIA LOOP, DURANGO, CO 81301-8125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK
May 4, 2018	Warranty Deed, Transfer · Conventional Mortgage ALPINE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018 · Amount on Record
Deed Sale	May 4, 2018 · Amount on Record
Prior Sale	Jul 11, 2016 · Amount on Record
Deed Document Number	20181142568
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	355 ESTANCIA LOOP, DURANGO, CO 81301-8125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001176239
Date	Aug 21, 2020
Instrument	1176239

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	355 ESTANCIA LOOP, DURANGO, CO 81301-8125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001158691
Date	Jul 12, 2019
Instrument	1158691

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 4, 2018
Property Address	355 ESTANCIA LOOP, DURANGO, CO 81301-8125
Document Number	0001142568
Map Reference	DOC1093223
Instrument Date	May 3, 2018
Instrument	1142568
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	T TITLE DURANGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	355 ESTANCIA LOOP, DURANGO, CO 81301-8125

Mortgage

Document Number	0001142569
Date	May 4, 2018
Instrument	1142569

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,610 (-0.06%) Land $7,950 Building $45,660	$858,280 (-) Land $127,230 Building $731,050
2025	$3,011.00 (+42.5%)	$53,640 (+10.12%) Land $7,950 Building $45,690	$858,280 (+18.04%) Land $127,230 Building $731,050
2023	$2,113.00 (+20.67%)	$48,710 (+21.99%) Land $6,950 Building $41,760	$727,100 (+26.57%) Land $103,760 Building $623,340
2022	$1,751.00	$39,930 Land $7,450 Building $32,480	$574,470 Land $107,150 Building $467,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 64% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANIMAS WC private · serves 3,096 people · EPA ID CO0134020
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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