403 Elm St, Oneonta, AL 35121 Property Records

Blount County property record for 403 Elm St, Oneonta, AL 35121 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1957
Square Footage	972 sqft Living Area
Lot Size	10,500 sqft (0.241 acres)
Last Sale	$60,000 (2021)
Tax Bill	$755.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`16-09-31-4-002-039`
Alternative APNs	`19273` `68613`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	972 sqft Living Area
1st Floor	972 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	10,500 sqft (0.241 acres)
Depth X Width	140 ft x 75 ft Depth x Width

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	68613
Street Address	403 ELM ST
City	ONEONTA
State	AL
Zip	35121-2120
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 11 ALSO S/2 LOT 10 BLK 1 SELLERS ADD PB 1/48--
Legal Range	02E
Legal Township	12S
Legal Section	31
Legal Subdivision	SELLERS ADD
Legal Block	1
Legal Lot Number	10-11
Jurisdiction	BLOUNT AL
Minor Civil Division	ONEONTA
Census Blockgroup	2
Census Block	2022
Census Tract	50106

Owner

Source: Blount County records · APN 16-09-31-4-002-039

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	210 2ND ST S, ONEONTA, AL 35121-2110
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Deed Doc Number	202110027111
Deed Book / Page	2021 / 16809
Record Refreshed	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	May 10, 2021
Property Address	403 ELM ST, ONEONTA, AL 35121-2120
Document Number	2021/16809
Book / Page	2021 / 16809
Instrument Date	May 05, 2021
Instrument	10027111
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$23.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 COMMERCIAL ST SE, HANCEVILLE, AL 35077-5518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 1ST AVE E, ONEONTA, AL 35121-1710

Mortgage

Document Number	2021/16815
Date	May 10, 2021
Book Page	2021/16815
Instrument	10027112

Lender

Name	HOMETOWN BANK OF ALABAMA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 10, 2036

Tax Assessment & Valuation

Source: Blount County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Oneonta City
Unified School District	Oneonta City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$755.00	$16,780 (-)	$83,900 (-)
2024	$755.00 (+7.55%)	$16,780 (+7.56%) Land $3,000 Building $13,780	$83,900 (+7.54%) Land $15,000 Building $68,900
2023	$702.00 (+5.56%)	$15,600 (+5.55%) Land $3,000 Building $12,600	$78,020 (+5.58%) Land $15,000 Building $63,020
2022	$665.00	$14,780 Land $3,000 Building $11,780	$73,900 Land $15,000 Building $58,900

Flood & Wildfire

403 Elm St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Blount County (01009C), updated March 21, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 8th in Alabama
Wildfire Likelihood	Low — about 1 in 7,692 per year
Exposure	Indirect within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.