Blount County property record for 402 Elm St, Oneonta, AL 35121 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2021 |
| Square Footage | 823 sqft Living Area |
| Lot Size | 7,000 sqft (0.161 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $90,000 (2021) |
| Tax Bill | $371.00 (2025) |
| Primary APN | 16-09-31-4-002-054 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 4 Rooms |
|---|---|
| Building Area | 823 sqft Living Area |
| 1st Floor | 765 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 7,000 sqft (0.161 acres) |
| Depth X Width | 140 ft x 50 ft Depth x Width |
| Utility Building | 264 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 68724 |
|---|---|
| Street Address | 402 ELM ST |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2121 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK 2 SELLERS ADD, PB 1/48-- |
| Legal Range | 02E |
| Legal Township | 12S |
| Legal Section | 31 |
| Legal Subdivision | SELLERS ADD |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | BLOUNT AL |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 50106 |
Source: Blount County records · APN 16-09-31-4-002-054
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 ELM ST, ONEONTA, AL 35121-2121 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 01, 2021 | Deed of Trust, Mortgage · Closed End Mortgage CALIBER HOME LOANS INC |
| Mar 01, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage CALIBER HOME LOANS INC |
| Jul 30, 2020 | Warranty Deed, Transfer · Line of Credit THE HOMETOWN BANK OF ALABAMA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2021 · Amount on Record |
| Deed Sale | Mar 01, 2021 · Amount on Record |
| Prior Sale | Jul 30, 2020 · Amount on Record |
| Deed Doc Number | 202110024785 |
| Deed Book / Page | 2021 / 6789 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 402 ELM ST, ONEONTA, AL 35121-2121 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2024 |
| Name | Verified Name |
|---|---|
| Address | 402 ELM ST, ONEONTA, AL 35121-2121 |
| Investor | Possibly a Property Investor |
| Document Number | 02021/6805 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 2021/6805 |
| Instrument | 10024787 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 01, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Mar 01, 2021 |
| Property Address | 402 ELM ST, ONEONTA, AL 35121-2121 |
| Document Number | 02021/6789 |
| Book / Page | 2021 / 6789 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 10024785 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Investor | Possibly a Property Investor |
| Document Number | 02021/6791 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 2021/6791 |
| Instrument | 10024786 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Jul 30, 2020 |
| Property Address | 402 ELM ST, ONEONTA, AL 35121-2121 |
| Document Number | 2020/22855 |
| Book / Page | 2020 / 22855 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 10018556 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2020/22857 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 2020/22857 |
| Instrument | 10018557 |
| Name | THE HOMETOWN BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | May 05, 2021 |
Source: Blount County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $371.00 (-2.37%) | $8,260 (-2.36%) | $82,540 (-2.34%) |
| 2024 | $380.00 (+6.74%) | $8,460 (+6.82%) Land $1,000 Building $7,460 | $84,520 (+6.96%) Land $10,000 Building $74,520 |
| 2023 | $356.00 (+3.79%) | $7,920 (+3.66%) Land $1,000 Building $6,920 | $79,020 (+3.7%) Land $10,000 Building $69,020 |
| 2022 | $343.00 | $7,640 Land $1,000 Building $6,640 | $76,200 Land $10,000 Building $66,200 |
402 Elm St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Blount County (01009C), updated March 21, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 8th in Alabama |
|---|---|
| Wildfire Likelihood | Low — about 1 in 7,692 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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