403 E Wheel Rd, Bel Air, MD 21015 Property Records

Harford County property record for 403 E Wheel Rd, Bel Air, MD 21015

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,772 sqft · built 1972
Lot Size3.01 acres (131,116 sqft)
OwnerIndividual Name on Record
Last Sale$425,000 (Sep 2014)
Tax Bill$60 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-010026

Property Details

APN / Parcel Number

Primary APN01-010026
Alternative APNs
  • 1010026
  • 010026

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,772 sqft Total Area
Basement Area650 sqft
Finished Basement650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area131,116 sqft (3.01 acres)
Garage TypeMixed
Garage Area1,776 sqft
Parking Spaces7 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
Pool Area592 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number010026
Street Address403 E WHEEL RD
CityBEL AIR
StateMD
Zip21015-6117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description3.015 ACRES 403 E WHEEL ROAD EMMORTON
Legal SubdivisionEMMORTON
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2000
Census Tract301108

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address403 E WHEEL RD, BEL AIR, MD 21015-6117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2014 · Amount on Record
Deed SaleSep 16, 2014 · Amount on Record
Prior SaleSep 3, 1987 · Amount on Record
Deed Book / Page10908 / 246
Transfer Doc0000003539
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Recording DateMay 26, 2026
Property Address403 E WHEEL RD, BEL AIR, MD 21015-6117
Document Number1713000430
Book / Page17137 / 430
Instrument DateMay 12, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 E WHEEL RD, BEL AIR, MD 21015-6117

Mortgage

Document Number1713000430,
DateMay 26, 2026
Book Page17137/430
Lender
NameP N C BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMay 28, 2066
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60.00 (-98.55%) Homeowner's exemption$526,800 (+6.25%) Land $150,000 Building $376,800$526,800 (-) Land $150,000 Building $376,800
2025$4,144.00 (-12.35%) Homeowner's exemption$495,833 (+14.27%)$526,800 (+21.41%) Land $150,000 Building $376,800
2023$433,900 Land $150,000 Building $283,900$433,900 Land $150,000 Building $283,900
2022$4,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Wheel Rd

Nearby Streets

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