Harford County property record for 313 E Wheel Rd, Bel Air, MD 21015
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,263 sqft · built 1990 |
| Lot Size | 0.771 acres (33,597 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $560,000 (Apr 2023) |
| Tax Bill | $5,944 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-236156 |
| Primary APN | 01-236156 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,263 sqft Total Area |
| Basement Area | 630 sqft |
| Finished Basement | 630 sqft |
| Unfinished Basement | 140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 33,597 sqft (0.771 acres) |
| Garage Type | Basement |
| Garage Area | 285 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 375 sqft |
| Deck Area | 126 sqft |
| Patio Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 236156 |
|---|---|
| Street Address | 313 E WHEEL RD |
| City | BEL AIR |
| State | MD |
| Zip | 21015-6116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 2 33597 SF 313 E WHEEL ROAD IVY HILL REV PT 69/1 |
| Legal Subdivision | IVY HILL |
| Legal Lot Number | 2 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 301108 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 313 E WHEEL RD, BEL AIR, MD 21015-6116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FEDERAL CREDIT UNION |
| Apr 3, 2023 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 25, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Sep 1, 2022 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2023 · Amount on Record |
| Deed Sale | Apr 3, 2023 · Amount on Record |
| Prior Sale | Sep 1, 2022 · Amount on Record |
| Deed Book / Page | 15865 / 218 |
| Prior Transfer Date | Sep 20, 2006 |
| Prior Transfer Doc | 0071900478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 10, 2026 |
| Property Address | 313 E WHEEL RD, BEL AIR, MD 21015-6116 |
| Document Number | 1720000225 |
| Book / Page | 17204 / 225 |
| Instrument Date | Jul 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | GETZ TITLE GROUP LLC, GETZ TITLE |
| Name | Verified Name |
|---|---|
| Address | 313 E WHEEL RD, BEL AIR, MD 21015-6116 |
| Document Number | 1720000225, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 17204/225 |
| Name | ABERDEEN PROVING GROUND FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 3, 2023 |
| Property Address | 313 E WHEEL RD, BEL AIR, MD 21015-6116 |
| Document Number | 0158650218 |
| Book / Page | 15865 / 218 |
| Map Reference | MB 69 FO 1 |
| Instrument Date | Feb 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2023 |
| Title Company | KEY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 313 E WHEEL RD, BEL AIR, MD 21015-6116 |
| Document Number | 0158650223 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 15865/223 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 313 E WHEEL RD, BEL AIR, MD 21015-6116 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0124850461 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 12485/0461 |
| Instrument | 12485-0461 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 12, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 1, 2022 |
| Property Address | 313 E WHEEL RD, BEL AIR, MD 21015-6116 |
| Document Number | 0156560003 |
| Book / Page | 15656 / 3 |
| Map Reference | MB CGHIII69 PG 1 |
| Instrument Date | Aug 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Title Company | FRONT DOOR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 E WHEEL RD, BEL AIR, MD 21015-6116 |
| Document Number | 0156560009 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 15656-0009 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,944.00 (+20.62%) Homeowner's exemption | $545,400 (+7.66%) Land $197,500 Building $347,900 | $545,400 (-) Land $197,500 Building $347,900 |
| 2025 | $4,928.00 (+6.57%) Homeowner's exemption | $506,600 (+18.09%) | $545,400 (+27.13%) Land $197,500 Building $347,900 |
| 2023 | $429,000 Land $178,000 Building $251,000 | $429,000 Land $178,000 Building $251,000 | |
| 2022 | $4,624.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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