403 E Teague Bay Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 403 E Teague Bay Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,717 sqft · built 2016
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,000 (Sep 2021)
Tax Bill	$1,771 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026551-1020`

Property Details

APN / Parcel Number

Primary APN	`026551-1020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,717 sqft Living Area
Gross Area	3,147 sqft
1st Floor Area	1,206 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 E TEAGUE BAY DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-2900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71/63-69 GLEN ST. JOHNS PHASE 1A LOT 102 OR5375/215
Legal Range	28E
Legal Township	05S
Legal Section	30
Legal Subdivision	GLEN ST. JOHNS PHASE 1A
Legal Phase	1A
Legal Block	1
Legal Lot Number	102
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2010
Census Tract	20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-2900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 22, 2021	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 28, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FLORIDA CU
Jan 28, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	Mar 7, 2016 · Amount on Record
Deed Document Number	2021103815
Deed Book / Page	5375 / 215
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	403 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-2900
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0051691508
Date	Feb 3, 2021
Book Page	5169/1508
Instrument	2021012404

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 22, 2021
Property Address	403 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-2900
Document Number	0053750215
Book / Page	5375 / 215
Map Reference	MB 71 PG 63-69
Instrument Date	Sep 16, 2021
Instrument	2021103815
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	BLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,143.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 SUMMER SUN WAY, SAINT AUGUSTINE, FL 32092-2937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-2900

Mortgage

Document Number	0005375217
Date	Sep 22, 2021
Instrument	5375/217

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	403 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-2900
Document Number	0046800924
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 E TEAGUE BAY DR ST AUGUSTINE FL 320922900, ST AUGUSTINE, FL 32092-2900

Mortgage

Document Number	0046800924
Date	Feb 14, 2019
Book Page	004680/000924
Instrument	10364

Lender

Name	FIRST FLORIDA CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 13, 2039

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	403 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-2900
Document Number	0046761807
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 E TEAGUE BAY DR ST AUGUSTINE FL 320922900, ST AUGUSTINE, FL 32092-2900

Mortgage

Document Number	0046761807
Date	Feb 6, 2019
Book Page	004676/001807
Instrument	8304

Lender

Name	FIRST FLORIDA CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 5, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,714 (-4.9%) Land $100,000 Building $304,714	$404,714 (-4.9%) Land $100,000 Building $304,714
2025	$1,771.00 (-72.64%) Disabled Person's exemption Veteran's exemption	$425,576 (-0.05%)	$425,576 (-0.9%) Land $112,000 Building $313,576
2024	$6,473.00 (+3.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$425,790 (+3%)	$429,448 (+3.66%) Land $110,000 Building $319,448
2023	$6,232.00 (+5.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$413,388 (+3%)	$414,271 (+3.22%) Land $105,000 Building $309,271
2022	$5,934.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$401,348	$401,348 Land $89,600 Building $311,748

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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