400 E Teague Bay Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 400 E Teague Bay Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,522 sqft · built 2015
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individuals on Record
Last Sale	$280,500 (Dec 2015)
Tax Bill	$5,090 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026551-1130`

Property Details

APN / Parcel Number

Primary APN	`026551-1130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,522 sqft Living Area
Gross Area	2,911 sqft
1st Floor Area	2,041 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	389 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	327 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	400 E TEAGUE BAY DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71/63-69 GLEN ST. JOHNS PHASE 1A LOT 113 OR4120/1513
Legal Range	28E
Legal Township	05S
Legal Section	30
Legal Subdivision	GLEN ST. JOHNS PHASE 1A
Legal Phase	1A
Legal Block	1
Legal Lot Number	113
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2008
Census Tract	20908

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	400 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-2942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Feb 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2015 · Amount on Record
Deed Sale	Dec 8, 2015 · Amount on Record
Deed Document Number	201576937
Deed Book / Page	4120 / 1513
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	400 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-2942
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-2942

Mortgage

Document Number	0056220362
Date	Aug 25, 2022
Book Page	5622/362
Instrument	2022081843

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	400 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-2942
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-2942

Mortgage

Document Number	0050711811
Date	Oct 15, 2020
Book Page	5071/1811
Instrument	2020091275

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	400 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-2942
Document Number	0046790517
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 E TEAGUE BAY DR ST AUGUSTINE FL 320922942, ST AUGUSTINE, FL 32092-2942

Mortgage

Document Number	0046790517
Date	Feb 12, 2019
Book Page	004679/000517
Instrument	9704

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 11, 2039

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,850 (+2.7%)	$408,386 (-5.88%) Land $100,000 Building $308,386
2025	$5,090.00 (+8.95%) Homeowner's exemption	$285,151 (+2.9%)	$433,918 (-0.18%) Land $112,000 Building $321,918
2024	$4,672.00 (+4.68%) Homeowner's exemption	$277,115 (+3%)	$434,684 (+3.65%) Land $110,000 Building $324,684
2023	$4,463.00 (+6.14%) Homeowner's exemption	$269,044 (+3%)	$419,395 (+3.16%) Land $105,000 Building $314,395
2022	$4,205.00 Homeowner's exemption	$261,208	$406,546 Land $89,600 Building $316,946

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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