403 E Rose St, Wilton, IA 52778 Property Records

Muscatine County property record for 403 E Rose St, Wilton, IA 52778

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,048 sqft · built 1954
Lot Size	0.253 acres (11,025 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,036 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0406115020`

Property Details

APN / Parcel Number

Primary APN	`0406115020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,025 sqft (0.253 acres)
Lot Dimensions	147 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	403 E ROSE ST
City	WILTON
State	IA
Zip	52778-7787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-SINGLE
Legal Description	6-78-1W LOT 12 BLK 2 PARK ADD
Legal Subdivision	PARK ADD
Legal Block	2
Legal Lot Number	12
Jurisdiction	MUSCATINE IA
Township / Civil Division	WILTON
Census Block Group	4
Census Block	4009
Census Tract	50200

Owner

403 E Rose St is owned and occupied by two individuals who acquired it in June 2026.

Source: Muscatine County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 E ROSE ST, WILTON, IA 52778-7787
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Oct 20, 2022	Warranty Deed, Transfer · Conventional Mortgage CBI BANK & TRUST
Oct 3, 2022	Affidavit of Death of Joint Tenant, Transfer
Oct 3, 2022	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026
Deed Sale	Jun 10, 2026
Prior Sale	Oct 20, 2022 · Amount on File
Deed Document Number	20262682
Prior Transfer Date	Jan 14, 2026
Prior Transfer Doc	0000002682
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSCATINE IA
Recording Date	Jun 10, 2026
Property Address	403 E ROSE ST, WILTON, IA 52778-7787
Document Number	0000002682
Instrument Date	Jan 14, 2026
Instrument	20262682
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E ROSE ST, WILTON, IA 52778-7787

Mortgage

Document Number	0000002683,
Date	Jun 10, 2026
Instrument	20262683

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Oct 20, 2022
Property Address	403 E ROSE ST, WILTON, IA 52778-7787
Document Number	0202205710
Map Reference	MB 115 PG 535
Instrument Date	Oct 19, 2022
Instrument	2022-05710
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E ROSE ST, WILTON, IA 52778-7787

Mortgage

Document Number	0202205711
Date	Oct 20, 2022
Instrument	2022-05711

Lender

Name	CBI BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MUSCATINE IA
Recording Date	Oct 3, 2022
Property Address	403 E ROSE ST, WILTON, IA 52778-7787
Document Number	0202205390
Map Reference	MB 115 PG 535
Instrument Date	Sep 27, 2022
Instrument	2022-05390
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 204, MOSCOW, IA 52760-0204
Mail Care Of	GARY GASKEY

October 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	MUSCATINE IA
Recording Date	Oct 3, 2022
Property Address	403 E ROSE ST, WILTON, IA 52778-7787
Document Number	0202205391
Map Reference	MB 115 PG 535
Instrument Date	Sep 27, 2022
Instrument	2022-05391
Transaction Type	Foreclosure
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 PENN AVENUE RD, ATALISSA, IA 52720-9762

Tax Assessment & Valuation

The 2025 property tax bill for 403 E Rose St was $2,036 with a homeowner's exemption, down 11.2% from the year before.

Source: Muscatine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Muscatine County
Municipality	Wilton City
Unified School District	Wilton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,036.00 (-11.17%) Homeowner's exemption	$143,250 Land $29,690 Building $113,560	$143,250 Land $29,690 Building $113,560
2024	$2,292.00
2023		$142,263 (+11.22%) Land $29,712 Building $112,551	$142,263 Land $29,712 Building $112,551
2022	$2,180.00 Homeowner's exemption	$127,910 Land $28,030 Building $99,880
2021			$127,910 Land $28,030 Building $99,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 E Rose St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 E Rose St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILTON WATER SUPPLY serves 2,924 people · EPA ID IA7078026
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WTC Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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