307 E Rose St, Wilton, IA 52778 Property Records

Muscatine County property record for 307 E Rose St, Wilton, IA 52778

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,222 sqft · built 1958
Lot Size	0.253 acres (11,025 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Aug 2021)
Tax Bill	$1,982 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jan 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`0406115012`

Property Details

APN / Parcel Number

Primary APN	`0406115012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,025 sqft (0.253 acres)
Lot Dimensions	147 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Deck Area	70 sqft
Patio Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	307 E ROSE ST
City	WILTON
State	IA
Zip	52778-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-SINGLE
Legal Description	6-78-1W LOT 4 BLK 12 N WILTON & LT D BLK 2 PARK ADD
Legal Subdivision	NORTH WILTON ADD
Legal Block	2,12
Legal Lot Number	4,D
Jurisdiction	MUSCATINE IA
Township / Civil Division	WILTON
Census Block Group	4
Census Block	4009
Census Tract	50200

Owner

307 E Rose St is owned by a company that bought it in August 2021.

Source: Muscatine County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 822, WEST BRANCH, IA 52358-0822
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK & TRUST
Jan 21, 2022	Legal Action/Court Order, Foreclosure · Line of Credit COMMUNITY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Deed Document Number	20215055
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	307 E ROSE ST, WILTON, IA 52778-9578
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 822, WEST BRANCH, IA 52358-0822

Mortgage

Document Number	202105056
Date	Aug 23, 2021
Instrument	2021-05056

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	MUSCATINE, IA 52761

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 18, 2026

January 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	MUSCATINE IA
Recording Date	Jan 21, 2022
Property Address	307 E ROSE ST, WILTON, IA 52778-9578
Document Number	0202200396
Map Reference	MB 115 PG 535
Instrument Date	Aug 13, 2021
Instrument	2022-00396
Transaction Type	Foreclosure
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8722, WEST BRANCH, IA 52358
Investor	Possibly a Property Investor

Mortgage

Document Number	0202200397
Date	Jan 21, 2022
Instrument	2022-00397

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	55 Months
Due	Aug 18, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 307 E Rose St was $1,982, down 10.9% from the year before.

Source: Muscatine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Muscatine County
Municipality	Wilton City
Unified School District	Wilton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,982.00 (-10.88%)	$128,930 Land $29,690 Building $99,240	$128,930 Land $29,690 Building $99,240
2024	$2,224.00
2023		$128,631 (+11.11%) Land $29,712 Building $98,919	$128,631 Land $29,712 Building $98,919
2022	$2,182.00	$115,770 Land $28,030 Building $87,740
2021			$115,770 Land $28,030 Building $87,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 E Rose St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 307 E Rose St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILTON WATER SUPPLY serves 2,924 people · EPA ID IA7078026
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WTC Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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