Putnam County property record for 403 E Oak St, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,000 sqft · built 1971 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $647 (2025) |
| Deeds & Mortgages | Nov 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-10-26-7200-0060-0020 |
| Primary APN | 01-10-26-7200-0060-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 275 sqft |
| Carport | Carport |
| Carport Area | 275 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 32 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 49323 |
|---|---|
| Street Address | 403 E OAK ST |
| City | PALATKA |
| State | FL |
| Zip | 32177-8134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEHURST MB3 P61 BLK 6 LOT 2 |
| Legal Range | 26E |
| Legal Township | 10S |
| Legal Section | 01 |
| Legal Subdivision | PINEHURST |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 950700 |
Source: Putnam County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 E OAK ST, PALATKA, FL 32177-8134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 21, 2024 |
| Transfer Doc | 0017860766 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Nov 22, 2024 |
| Property Address | 403 E OAK ST, PALATKA, FL 32177-8134 |
| Document Number | 0017860766 |
| Book / Page | 1786 / 766 |
| Map Reference | MB 3 PG 61 |
| Instrument Date | Nov 21, 2024 |
| Instrument | 202454030745 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 E OAK STB, PALATKA, FL 32177 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 403 E OAK ST # B, B, PALATKA, FL 32177-8134 |
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $647.00 (+20.26%) | $44,860 (+5.98%) | $77,210 (-3.46%) Land $5,150 Building $72,060 |
| 2023 | $538.00 (+4.06%) Homeowner's exemption | $42,330 (+2.99%) | $79,980 (+15.83%) Land $3,860 Building $76,120 |
| 2022 | $517.00 Homeowner's exemption | $41,100 | $69,050 Land $3,090 Building $65,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2016–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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