401 E Oak St, Palatka, FL 32177 Property Records

Putnam County property record for 401 E Oak St, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,252 sqft · built 1971
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Jun 2007)
Tax Bill$624 (2025)
Flood ZoneZone X (minimal risk)
APN01-10-26-7200-006.0-001.0

Property Details

APN / Parcel Number

Primary APN01-10-26-7200-006.0-001.0
Alternative APN
  • 49322

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,252 sqft Living Area
1st Floor Area1,311 sqft
FlooringSteel Beam

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1982
Exterior MaterialConcrete Block
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
PorchPorch
Porch Area50 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number49322
Street Address401 E OAK ST
CityPALATKA
StateFL
Zip32177-8134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINEHURST MB3 P61, BLK 6 LOT 1
Legal Range26E
Legal Township10S
Legal Section01
Legal SubdivisionPINEHURST
Legal Block6
Legal Lot Number1
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group1
Census Block1057
Census Tract950700

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address401 E OAK ST, PALATKA, FL 32177-8134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2007 · Amount on Record
Deed SaleJun 12, 2007 · Amount on Record
Prior SaleJun 12, 2007
Deed Document Number622301
Deed Book / Page1153 / 1510
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$624.00 (+20.7%) Homeowner's exemption$43,510 (+5.97%)$93,770 (-3.53%) Land $5,150 Building $88,620
2023$517.00 (+3.4%) Homeowner's exemption$41,060 (+2.57%)$97,200 (+49.24%) Land $3,860 Building $93,340
2022$500.00 Homeowner's exemption$40,030$65,130 Land $3,090 Building $62,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2016–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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