403 E Main St, Whiteville, TN 38075 Property Records

Hardeman County property record for 403 E Main St, Whiteville, TN 38075

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,571 sqft · built 1947
Lot Size0.507 acres (22,080 sqft)
OwnerCompany Name on Record
Last Sale$155,000 (Feb 2023)
Tax Bill$1,362 (2022)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Jan 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN035046L D 00400

Property Details

APN / Parcel Number

Primary APN035046L D 00400
Alternative APN
  • 046L D 00400

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,571 sqft Living Area
1st Floor Area1,571 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,080 sqft (0.507 acres)
Lot Dimensions192 ft deep x 115 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address403 E MAIN ST
CityWHITEVILLE
StateTN
Zip38075-4903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02, COUNTY AREA: C01
JurisdictionHARDEMAN TN
Township / Civil Division3
Census Block Group2
Census Block2034
Census Tract950200

Owner

Source: Hardeman County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1715 S RUTHERFORD BLVD, K, MURFREESBORO, TN 37130-5991
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2023Warranty Deed, Transfer · Commercial Mortgage
KEM INVESTMENTS LLC
Jan 11, 2021Warranty Deed, Transfer · FHA Mortgage
MORTGAGE INVESTORS GROUP INC
Jun 25, 2020Deed of Trust, Mortgage
BANK OF HOLLY SPRINGS
Jun 23, 2020Grant Deed, Transfer
NOT AVAILABLE
Sep 23, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2023 · Amount on Record
Deed SaleFeb 8, 2023 · Amount on Record
Prior SaleJan 11, 2021 · Amount on Record
Deed Document Number2023233120
Deed Book / Page117 / 836
Prior Transfer DateSep 17, 2019
Prior Transfer Doc000101/272
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDEMAN TN
Recording DateFeb 8, 2023
Property Address403 E MAIN ST, WHITEVILLE, TN 38075-4903
Document Number000117/836
Book / Page117 / 836
Instrument DateFeb 7, 2023
Instrument233120
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyHYWATER TITLE

Transaction

AmountAmount Recorded
Tax$573.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1715 S RUTHERFORD BLVD STE K, K, MURFREESBORO, TN 37130-5991
InvestorPossibly a Property Investor

Mortgage

Document Number0000233121
DateFeb 8, 2023
Instrument233121
Lender
NameKEM INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 7, 2024

Mortgage

Document Number000808/374
DateFeb 21, 2023
Book Page808/374
Instrument233231
Lender
NameFIRST COMMERCE BANK
TypeBank
AddressMURFREESBORO, TN 37130
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 14, 2028

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDEMAN TN
Recording DateJan 11, 2021
Property Address403 E MAIN ST, WHITEVILLE, TN 38075-4903
Document Number000106/703
Book / Page106 / 703
Instrument DateOct 16, 2020
Instrument211840
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyPREFERRED TITLE, PREFERRED TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$573.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 LYNN LN, STARKVILLE, MS 39759-3939

Mortgage

Document Number0000211841
DateJan 11, 2021
Instrument211841
Lender
NameMORTGAGE INVESTORS GROUP INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueNov 1, 2050

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDEMAN TN
Property Address403 E MAIN ST, WHITEVILLE, TN 38075-4903
Document Number776753
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedSep 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address121 BROADMEADOW DR GRENADA MS 389018669, GRENADA, MS 38901-8669

Mortgage

Document Number776753
DateAug 11, 2020
Book Page000776/000753
Instrument202121
Lender
NameBANK OF HOLLY SPRINGS
TypeBank
Address970 HIGHWAY 7 S, HOLLY SPRINGS, MS 38635-9174
Agreement
AmountAmount Recorded

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARDEMAN TN
Recording DateJun 23, 2020
Property Address403 E MAIN ST, WHITEVILLE, TN 38075-4903
Document Number104294
Book / Page000104 / 000294
Instrument DateJun 2, 2020
Instrument198615
Transaction TypeTransfer
Record UpdatedAug 5, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$148.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3411 TOURNAMENT DR S MEMPHIS TN 381258811, MEMPHIS, TN 38125-8811

September 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHARDEMAN TN
Recording DateSep 23, 2019
Property Address403 E MAIN ST, WHITEVILLE, TN 38075-4903
Document Number101272
Book / Page000101 / 000272
Instrument DateSep 12, 2019
Instrument190776
Transaction TypeForeclosure
Record UpdatedOct 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$188.12
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address323 5TH ST EUREKA CA 955010305, EUREKA, CA 95501-0305
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hardeman County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHardeman County
MunicipalityWhiteville Town
Unified School DistrictHardeman County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$56,500 (-) Land $1,700 Building $54,800
2023$56,500 Land $1,700 Building $54,800$226,000 Land $6,800 Building $219,200
2022$1,362.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2010–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITEVILLE WATER DEPT
serves 1,440 people · EPA ID TN0000748
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Aeneas Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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