321 E Main St, Whiteville, TN 38075 Property Records

Hardeman County property record for 321 E Main St, Whiteville, TN 38075

Property Summary

Property TypeSingle Family Home
Lot Size0.339 acres (14,760 sqft)
OwnerIndividual Name on Record
Last Sale$94,000 (Jun 2007)
Tax Bill$90 (2022)
Deeds & MortgagesJun 2025 Mortgage
May 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN035046L D 00200

Property Details

APN / Parcel Number

Primary APN035046L D 00200
Alternative APN
  • 046L D 00200

Exterior

Lot Area14,760 sqft (0.339 acres)
Lot Dimensions164 ft deep x 90 ft wide
TerrainRolling
View / LotMajor Street/Thoroughfare
Garage TypeDetached
Garage Area416 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area39 sqft
Gazebo64 sqft
Utility Building416 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address321 E MAIN ST
CityWHITEVILLE
StateTN
Zip38075-4906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02, COUNTY AREA: C01
JurisdictionHARDEMAN TN
Township / Civil Division3
Census Block Group2
Census Block2034
Census Tract950200

Owner

Source: Hardeman County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address321 E MAIN ST, WHITEVILLE, TN 38075-4906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2025Deed of Trust, Mortgage · Commercial Mortgage
THE BANK OF FAYETTE COUNTY
May 24, 2022Quit Claim Deed, Transfer
HORNE TITLE, HORNSBY TITLE
Nov 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2007 · Amount on Record
Deed SaleJun 27, 2007 · Amount on Record
Prior SaleApr 7, 1976
Deed Book / Page33 / 242
Record UpdatedSep 20, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDEMAN TN
Property Address321 E MAIN ST, WHITEVILLE, TN 38075-4906
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000833/523
DateJun 24, 2025
Book Page833/523
Instrument244383
Lender
NameTHE BANK OF FAYETTE COUNTY
TypeBank
AddressCOVINGTON, TN 38019
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARDEMAN TN
Recording DateMay 24, 2022
Property Address321 E MAIN ST, WHITEVILLE, TN 38075-4906
Document Number000114/317
Book / Page114 / 317
Instrument DateMay 20, 2022
Instrument230213
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyHORNE TITLE, HORNSBY TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 E MAIN ST, WHITEVILLE, TN 38075-4906

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDEMAN TN
Property Address321 E MAIN ST, WHITEVILLE, TN 38075-4906
Document Number749514
Book / Page000749 / 000514
Instrument DateNov 1, 2017
Transaction TypeMortgage
Record UpdatedNov 17, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 E MAIN ST WHITEVILLE TN 380754906, WHITEVILLE, TN 38075-4906

Mortgage

Document Number749514
DateNov 8, 2017
Book Page000749/000514
Instrument174982
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 7, 2032

Tax Assessment & Valuation

Source: Hardeman County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHardeman County
MunicipalityWhiteville Town
Unified School DistrictHardeman County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,050 (-) Land $1,500 Building $1,550
2024$3,050 (-) Land $1,500 Building $1,550
2023$3,050 Land $1,500 Building $1,550$12,200 Land $6,000 Building $6,200
2022$90.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2010–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITEVILLE WATER DEPT
serves 1,440 people · EPA ID TN0000748
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Aeneas Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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