McLean County property record for 403 E Locust St, Normal, IL 61761 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,039 sqft Living Area |
| Lot Size | 8,708 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $116,500 (2020) |
| Tax Bill | $4,367.00 (2024) |
| Primary APN | 14-27-157-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,039 sqft Living Area |
| 1st Floor | 791 sqft 1st Floor |
| Basement Area | 378 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 8,708 sqft (0.2 acres) |
| Depth X Width | 132 ft x 66 ft Depth x Width |
| Garage Area | 420 sqft Garage |
| Patio Area | 144 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 403 E LOCUST ST |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-2602 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FIRST ADD TO NORMAL LOT 3 BLK 31 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 27 |
| Legal Subdivision | FIRST ADD |
| Legal Block | 31 |
| Legal Lot Number | 3 |
| Jurisdiction | MCLEAN IL |
| Minor Civil Division | NORMAL |
| Census Blockgroup | 2 |
| Census Block | 2033 |
| Census Tract | 106 |
Source: McLean County records · APN 14-27-157-002
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 E LOCUST ST, NORMAL, IL 61761-2602 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 05, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage WATERSTONE MORTGAGE CORP |
| Oct 16, 2019 | Foreclosure · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON |
| Jun 28, 2019 | Special Warranty Deed, Foreclosure ATTORNEY ONLY, ATTORNEY |
| Sep 27, 2018 | Public Action, Foreclosure BURNETT TITLE, BURNET TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 20204031 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 403 E LOCUST ST, NORMAL, IL 61761-2602 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 202100029791 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021-00029791 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Mar 05, 2020 |
| Property Address | 403 E LOCUST ST, NORMAL, IL 61761-2602 |
| Document Number | 202000004031 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 2020-00004031 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Title Company | FRONTIER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $174.75 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 E LOCUST ST, NORMAL, IL 61761-2602 |
| Document Number | 202000004032 |
|---|---|
| Date | Mar 05, 2020 |
| Instrument | 2020-00004032 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Number | 202000004033 |
|---|---|
| Date | Mar 05, 2020 |
| Instrument | 2020-00004033 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Oct 16, 2019 |
| Property Address | 403 E LOCUST ST, NORMAL, IL 61761-2602 |
| Document Number | 201900016848 |
| Instrument Date | Oct 04, 2019 |
| Instrument | 2019-00016848 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 30, 2024 |
| Title Company | ILLINOIS TITLE GROUP LLC, ILLINOINS TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1607 MYRA LN, BLOOMINGTON, IL 61704-8697 |
| Investor | Possibly a Property Investor |
| Document Number | 201900016849 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 2019-00016849 |
| Name | FIRST STATE BANK OF BLOOMINGTON |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 04, 2020 |
| Rate | 6% |
|---|---|
| Margin | 5 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jun 28, 2019 |
| Property Address | 403 E LOCUST ST, NORMAL, IL 61761-2602 |
| Document Number | 201900009890 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 2019-00009890 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 30, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420 |
| Mail Care Of | INFORMATION SYSTEMS NETWORK CORP SHEPHER |
| Investor | Possibly a Property Investor |
| Document Type | Public Action |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Sep 27, 2018 |
| Property Address | 403 E LOCUST ST, NORMAL, IL 61761-2602 |
| Document Number | 201800015998 |
| Instrument Date | Sep 07, 2018 |
| Instrument | 2018-00015998 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 30, 2024 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203 |
| Investor | Possibly a Property Investor |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,249 (+21.89%) Land $13,458 Building $51,791 | $195,747 (+21.89%) Land $40,374 Building $155,373 | |
| 2024 | $4,367.00 (+7.35%) | ||
| 2023 | $4,068.00 | $53,532 Land $11,041 Building $42,491 | $160,596 Land $33,123 Building $127,473 |
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