McLean County property record for 401 E Locust St, Normal, IL 61761 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1917 |
| Square Footage | 1,834 sqft Living Area |
| Lot Size | 8,723 sqft (0.2 acres) |
| Last Sale | $205,000 (2025) |
| Tax Bill | $4,176.00 (2024) |
| Primary APN | 14-27-157-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,834 sqft Living Area |
| 1st Floor | 917 sqft 1st Floor |
| Basement Area | 275 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 8,723 sqft (0.2 acres) |
| Depth X Width | 132 ft x 66 ft Depth x Width |
| Total Buildings | 4 Total Buildings |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 401 E LOCUST ST |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-2602 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FIRST ADD TO NORMAL LOT 4 BLK 31 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 27 |
| Legal Subdivision | FIRST ADD |
| Legal Block | 31 |
| Legal Lot Number | 4 |
| Jurisdiction | MCLEAN IL |
| Minor Civil Division | NORMAL |
| Census Blockgroup | 2 |
| Census Block | 2033 |
| Census Tract | 106 |
Source: McLean County records · APN 14-27-157-001
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1801 EDMONDS AVE, NEW LENOX, IL 60451-3235 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Dec 10, 2021 | Warranty Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA COMMERCIAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 20258318 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 401 E LOCUST ST, NORMAL, IL 61761-2602 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Title Company | NOT AVAILABLE, FTC |
| Name | Verified Name |
|---|
| Document Number | 202200012119 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2022-00012119 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 08, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Dec 10, 2021 |
| Property Address | 401 E LOCUST ST, NORMAL, IL 61761-2602 |
| Document Number | 202100029115 |
| Instrument Date | Dec 02, 2021 |
| Instrument | 2021-00029115 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Title Company | NOT AVAILABLE, FTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $188.25 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3205 N WILKE RD, ARLINGTON HEIGHTS, IL 60004-0001 |
| Document Number | 202100029116 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2021-00029116 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 19 Months |
| Due | Jul 01, 2023 |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,137 (+36.31%) Land $13,612 Building $42,525 | $168,411 (+36.31%) Land $40,836 Building $127,575 | |
| 2024 | $4,176.00 (+18.5%) | ||
| 2023 | $3,524.00 | $41,182 Land $11,168 Building $30,014 | $123,546 Land $33,504 Building $90,042 |
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