403 E Illinois St, Cambridge, IL 61238 Property Records

Henry County property record for 403 E Illinois St, Cambridge, IL 61238

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 856 sqft · built 1951
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (May 2023)
Tax Bill	$1,947 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-07-277-006`

Property Details

APN / Parcel Number

Primary APN	`18-07-277-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	856 sqft Living Area
Gross Area	736 sqft
1st Floor Area	736 sqft
Basement Area	736 sqft
Finished Basement	736 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	111 ft deep x 99 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	403 E ILLINOIS ST
City	CAMBRIDGE
State	IL
Zip	61238-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S45 OF E99 LT 11 & E99 LT 12 BLK 2 GOULDS ADD VILLAGE OF CAMBRIDGE
Legal Subdivision	GOULDS ADD
Legal Block	2
Legal Lot Number	11,12
Jurisdiction	HENRY IL
Township / Civil Division	CAMBRIDGE
Census Block Group	4
Census Block	4013
Census Tract	30202

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 E ILLINOIS ST, CAMBRIDGE, IL 61238-1108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Transfer · Closed-End Mortgage BANKORION
May 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Deed Document Number	20231865
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	May 2, 2023
Property Address	403 E ILLINOIS ST, CAMBRIDGE, IL 61238-1108
Document Number	0000001865
Instrument Date	Apr 27, 2023
Instrument	20-2301865
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E ILLINOIS ST, CAMBRIDGE, IL 61238-1108

Mortgage

Document Number	0000001866
Date	May 2, 2023
Instrument	20-2301866

Lender

Name	BANKORION
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	May 10, 2018
Property Address	403 E ILLINOIS ST, CAMBRIDGE, IL 61238-1108
Document Number	0000002605
Instrument Date	May 9, 2018
Instrument	2605
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$46.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E ILLINOIS ST CAMBRIDGE IL 612381108, CAMBRIDGE, IL 61238-1108

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Cambridge Township
Municipality	Cambridge Village
Unified School District	Cambridge Community Unit School District 227 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,947.00 (-6.48%)	$36,222 (+15.41%) Land $5,487 Building $30,735	$108,666 (+15.41%) Land $16,461 Building $92,205
2022		$31,386 Land $4,755 Building $26,631	$94,158 Land $14,265 Building $79,893
2021	$2,082.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE serves 2,086 people · EPA ID IL0730300
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cambridge Telcom Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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