306 E Illinois St, Cambridge, IL 61238 Property Records

Henry County property record for 306 E Illinois St, Cambridge, IL 61238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,446 sqft · built 1976
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Nov 2022)
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-07-279-002`

Property Details

APN / Parcel Number

Primary APN	`18-07-279-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,446 sqft Living Area
1st Floor Area	1,446 sqft
Basement Area	1,446 sqft
Unfinished Basement	1,446 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Construction Type	Frame
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	184 ft deep x 99 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	306 E ILLINOIS ST
City	CAMBRIDGE
State	IL
Zip	61238-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W99 LTS 1 & 2 & W99 OF N52 LT 3 BLK 10 GOULDS ADD VILLAGE OF CAMBRIDGE
Legal Subdivision	GOULDS ADD
Legal Block	10
Legal Lot Number	1,3
Jurisdiction	HENRY IL
Township / Civil Division	CAMBRIDGE
Census Block Group	4
Census Block	4021
Census Tract	30202

Owner

Source: Henry County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	306 E ILLINOIS ST, CAMBRIDGE, IL 61238-1107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit IH MISSISSIPPI VALLEY CU
Nov 7, 2022	Warranty Deed, Transfer WESTERN ILLINOIS TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 7, 2022 · Amount on Record
Deed Sale	Nov 7, 2022 · Amount on Record
Deed Document Number	20226514
Prior Transfer Date	May 9, 2016
Prior Transfer Doc	0000002674
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	306 E ILLINOIS ST, CAMBRIDGE, IL 61238-1107
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007026
Date	Dec 7, 2022
Instrument	20-2207026

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Nov 7, 2022
Property Address	306 E ILLINOIS ST, CAMBRIDGE, IL 61238-1107
Document Number	0000006514
Instrument Date	Nov 4, 2022
Instrument	20-2206514
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	306 E ILLINOIS ST, CAMBRIDGE, IL 61238-1107

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Cambridge Township
Municipality	Cambridge Village
Unified School District	Cambridge Community Unit School District 227 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,675.00 (+8.34%) Homeowner's exemption Senior Citizen's exemption	$40,670 (+4.7%) Land $6,047 Building $34,623	$122,010 (+4.7%) Land $18,141 Building $103,869
2024	$2,469.00 (+483.69%)	$38,845 (-16.93%) Land $5,776 Building $33,069	$116,535 (-16.93%) Land $17,328 Building $99,207
2022		$46,764 Land $5,240 Building $41,524	$140,292 Land $15,720 Building $124,572
2021	$423.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE serves 2,086 people · EPA ID IL0730300
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cambridge Telcom Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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