Montgomery County property record for 403 E Edwards St, Litchfield, IL 62056 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.199 acres (8,684 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,620 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Apr 2023 Line of Credit + 1 more |
| APN | 10-33-391-005 |
| Primary APN | 10-33-391-005 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,684 sqft (0.199 acres) |
|---|
| Street Address | 403 E EDWARDS ST |
|---|---|
| City | LITCHFIELD |
| State | IL |
| Zip | 62056-2045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 32 LOTS IN LITCHFIELD 9-5-1033 S T00 R |
| Legal Block | 32 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY IL |
| Township / Civil Division | NORTH LITCHFIELD |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 957800 |
Source: Montgomery County records · APN 10-33-391-005
Assessment roll updated July 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 E EDWARDS ST, LITCHFIELD, IL 62056-2045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · Line of Credit BANK & TRUST CO |
| Apr 06, 2023 | Deed of Trust, Mortgage · Line of Credit BANK & TRUST CO |
| Aug 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IL |
| Property Address | 403 E EDWARDS ST, LITCHFIELD, IL 62056-2045 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202502786 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 202502786 |
| Name | BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IL |
| Property Address | 403 E EDWARDS ST, LITCHFIELD, IL 62056-2045 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001799/233 |
|---|---|
| Date | Apr 06, 2023 |
| Book Page | 1799/233 |
| Instrument | 202300926 |
| Name | BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IL |
| Property Address | 403 E EDWARDS ST, LITCHFIELD, IL 62056-2045 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201902485 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 201902485 |
| Name | BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 26, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County records · Assessment roll updated July 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Montgomery County |
| County Subdivision | North Litchfield Township |
| Municipality | Litchfield City |
| Unified School District | Litchfield Community Unit School District 12 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,620.00 | $66,970 Land $8,090 Building $58,880 | $200,910 Land $24,270 Building $176,640 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171359578003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2002) |
| Most Recent Claim | May 2002, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 435 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Computer Techniques | Fiber | 2,000 / 2,000 |
| Consolidated Communications | Fiber | 2,000 / 2,000 |
| AMG Technology Investment Group | Fixed Wireless (licensed-by-rule) | 1,000 / 1,000 |
| Cable One | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AMG Technology Investment Group, Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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